The position at a glance

This role acts as a second line of defense to ensure the Bank's risk-taking aligns with defined risk appetite and internal policies. You will support BNP Paribas' mission by advising on risk appetite and reporting exposure status to Bank Management. Ultimately, you will contribute to the continuous development and growth of the Group's risk culture.

In detail

• Act as a credit officer for financial institution sectors in the Americas by reviewing comprehensive analyses to recommend credit limits, ratings, and recovery rates.
• Provide credit opinions and delegations on capital markets and corporate banking transactions to ensure alignment with risk tolerance.
• Coordinate with Legal, Relationship Managers, and Product Specialists to execute legal documentation by providing credit-sensitive terms and collateral arrangements.
• Collaborate with Marketers, Traders, and Market Risk teams to structure complex transactions, such as mortgage warehouse facilities, to mitigate diverse forms of risk.
• Support business line credit requests by challenging credit applications and analysis to establish secure lines of credit.
• Manage legal documentation integrity by ensuring all necessary guarantees and credit terms are reviewed and in place during annual cycles.
• Participate in regulatory and internal exercises to coordinate counterparty data for large-scale Group requirements.
• Monitor industry trends and regulatory shifts to maintain up-to-date knowledge of potential credit, legal, or industry risks.
• Champion the BNP Paribas Code of Conduct and DEI initiatives by ensuring ethical decision-making and mentoring under-represented groups.

The strengths and skills that will help you succeed

While the description below describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted

Bachelors degree in Finance or Economics

• Minimum 7 years of banking or credit risk experience covering financial institution sectors and products.
• The knowledge of English and French is required.*
• Reasoned decision-making when managing high-complexity credit delegations.
• Collaborative stakeholder management when working with relationship managers, legal, and trading teams.
• Technical proficiency in advanced Excel or coding to support data analysis and reporting.
• Responsible conduct in upholding ethical standards and regulatory requirements.
• Supportive mentorship when fostering diversity, equity, and inclusion within the team.

*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in French and English languages are required.

While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted

What's in it for you

Alongside a competitive compensation, we provide a comprehensive suite of flexible benefits designed to support your health, wellbeing, and long-term success:

Health & Wellness A menu of flexible options for you and your family, including a 24/7 telemedicine service.

Mental-Health Support Up to $5,000 per year for sessions with mental-health practitioners, plus unlimited access through our Employee Assistance Program.

Financial Benefits A defined-contribution pension plan and a range of additional financial perks.

Paid Volunteering Days Take time off to give back to the community.

Learning & Development Access to high-quality training, personal-development programs, and clear pathways for internal career progression across our global organization.

Work-place flexibility- Hybrid work is available for most roles. You'll be required in the office at least three days per week, with one of those days being either a Monday or a Friday.

To find out more about our range of benefits, click hre

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Click here: BNP Paribas in Canada Our job offers

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