Bachelor's degree in Business, Finance, or Accounting
12+ years of related experience
Demonstrated expertise in risk management and credit analysis
Strong communication skills for client engagement
Proficient in IT systems relevant to the Commercial Segment
Responsibilities
Own primary responsibility for managing commercial portfolio risks
Underwrite quality and monitor credit along with the Team Leader
Optimize customer relationships with Relationship Managers to enhance portfolio revenue
Manage delinquencies, collateral exceptions, and portfolio reviews
Conduct portfolio reviews and present findings to senior management
Mentor Credit Analysts and develop their competencies
Analyze existing portfolios to identify trends and opportunities
Benefits
Potential for flexible work arrangements combining in-office and remote work
Opportunity to participate in special projects for career development
Access to mentoring and collaboration with experienced professionals
Continuous education on market trends and products in the commercial finance sector
Engagement in a team environment promoting cross-functional collaboration
Full Job Description
Description
Summary:
The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.
Duties & Responsibilities:
Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
Manages a portfolio of commercial customers in partnership with the relationship manager.
Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account
.Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
Work with RM on Loan Closings.
Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
Conduct portfolio reviews with senior management.
Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
Participation in special projects is expected.
Work with and mentor Credit Analysts to develop required competencies and experience.
Prioritize work to meet customer expectations.
Analysis of existing portfolio to identify trends and opportunities.
Maintain up-to-date knowledge of market/industry trends.
Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.
Basic Qualifications:
Bachelor's degree in Business, Finance, accounting or demonstrated knowledge and expertise
12+ yrs related experience
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes
Workplace Type: Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
About Huntington Bancshares Inc.
Huntington Bancshares is a bank holding company that operates through its subsidiary, The Huntington National Bank. The bank provides a range of financial services to individuals, small businesses, corporations, and other organizations. The company was founded in 1866 in Columbus, Ohio, and has since grown to become one of the largest banks in the Midwest. As of 2021, the bank has over 800 branches and more than 1,400 ATMs across seven states. Huntington Bancshares is publicly traded on the NASDAQ stock exchange.
