Liberty Mutual

AVP, Senior Underwriting Officer, Large Construction

Liberty Mutual • $120K — $145K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Expert-level knowledge of coverage forms, exclusions, and exposure.
  • Experience with pricing, structure, rating plans, and loss forecasting preferred.
  • Advanced industry knowledge, specifically in Construction programs; familiarity with insurance operations and regulatory environments.
  • Strong collaborative skills with a focus on independent execution and problem-solving.
  • Superior communication skills, negotiation abilities, and a service-oriented mindset.
  • Bachelor’s degree with 10+ years of relevant experience in underwriting or related fields.

Responsibilities

  • Provide expert underwriting guidance across multiple casualty lines in Large Construction.
  • Ensure alignment in primary casualty and excess placements with OCIP/CCIP programs.
  • Evaluate and recommend improvements in underwriting decision frameworks and portfolio performance.
  • Drive technical excellence in underwriting through collaboration and problem resolution.
  • Identify opportunities for product improvements and facilitate underwriter development.
  • Foster strong collaboration across teams and key stakeholders in underwriting and claims management.
  • Build and maintain relationships with brokers and participate in client presentations and discussions.

Benefits

  • Comprehensive benefits package supporting well-being and work-life balance.
  • Professional development opportunities to enhance career growth.
  • Workplace flexibility accommodating personal and professional needs.
  • Inclusivity embedded in company culture with support through Employee Resource Groups.
  • Commitment to creating a community where everyone can make a meaningful impact.
Full Job Description
Description

You'll work with some of the largest and most complex construction risks in the country, delivering primary casualty coverage (workers' compensation, general liability, auto) for annual practice and wrap-up programs. This role focuses on our Large Construction portfolio, which serves many of the largest contractors in the US, backed by more than 100 years of construction underwriting experience and deep OCIP and CCIP program expertise.

 

You'll partner with the leadership team, bring deep technical expertise to the table, and serve as the go-to point of contact for frontline underwriting teams on questions, key decisions, and referrals. You'll also help shape and carry out portfolio strategies that keep performance strong and moving in the right direction.

 

Responsibilities:

 

  • Provide expert technical underwriting guidance and formal referral approval across multiple lines of business (auto, general liability, workers' compensation, and lead/excess) in Large Construction. Work independently with field underwriters and directly with underwriting managers on mandatory referrals and voluntary consultations.
  • Keep primary casualty and excess placements aligned and consistent, including across owner-controlled and contractor-controlled wrap-up programs (OCIP/CCIP) where the entire job site is covered under one consolidated program. Support leadership on transactions and act as a trusted advisor on exposure, coverage analysis, and key pricing and financial decisions within your authority.
  • Monitor the frameworks that guide underwriting decisions, such as referrals and technical reviews, and recommend improvements. Regularly evaluate portfolio performance in Large Construction, working with underwriting leaders to spot what's driving results, risks, and opportunities.
  • Drive underwriting technical excellence across Large Construction, partnering with underwriting leaders to identify and resolve issues.
  • Work with underwriting leaders to spot opportunities for product and service improvements and underwriter development, such as new skills or tools, and coordinate the resources to make them happen.
  • Model strong collaboration across teams, stakeholders, and partners, including underwriting support, claims, actuarial, and NA product teams.
  • Build and maintain relationships with key brokers and reinsurance/facultative partners. Join customer meetings, stewardship discussions, and new business presentations as needed.

Qualifications
  • Expert-level knowledge of all aspects of coverage forms, exclusions, and exposure.
  • Pricing, structure, rating, rating plans, loss forecasting, credit risk, market knowledge, preferred. 
  • Advanced knowledge of and experience operating within several different industry segments – experience with and knowledge of Construction programs key; insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; reinsurance; account management; product development; and industry trends. 
  • Must be a skilled collaborator who is willing to assess all sides of an issue, bring in others with expertise, and independently execute and advance the collaboration model. 
  • Other professional skills required include: superior communication skills (written, verbal, presentation, listening); approachability; tact; coaching/development; analyzing and problem solving; relationship and service driven; clear solutions orientation and commitment to achieving segment operational and financial objectives; negotiation skills; and demonstrated ability to consistently and positively influence others both internally and externally (brokers/customers) as required.
  • As normally acquired through a related bachelor's degree, 10 or more years of relevant experience that includes underwriting, claims, reinsurance, coaching/developing others, working with brokers/agents and current with market trends and developments.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

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Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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