Analyst, Underwriter - Asset Based Finance
Job Responsibilities:
- This role offers hands-on ownership of underwriting, diligence, and financial analysis across a variety of asset-oriented and corporate transactions
- Work directly with PM to underwrite, risk asses and analyze asset-based finance, asset based lending and corporate lending transactions
- Participate in setting up covenant packages, risk ratings, monitoring KPIs and participate in ongoing portfolio management
- Analyze new prospects for credit quality including financials and projections.
- Evaluate collateral from a broad spectrum of industries for suitability for asset-oriented facilities.
- Prepare internal documentation to evaluate new opportunities, including pre-screens and final approval documentation.
- Work closely with risk management on approvals; present borrower and structure to risk committee to secure deal approval.
- Work with outside third parties, including appraisers and field examiners, to diligence, document and close transactions.
- The position is well-suited for candidates who excel in fast-paced, entrepreneurial credit environments and enjoy managing multiple workflows with high accountability
- Hands-on involvement in underwriting, diligence, financial statement analysis is a must
Qualifications:
- 5+ years direct experience in credit, underwriting, and structuring of asset based and corporate lending transactions
- Familiarity with asset-based finance, asset based lending across broad industries, including specific sector risks and nuances.
- Significant market knowledge of balance sheet and off-balance sheet structures
- Knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
- Able to produce excellent underwriting work product with detailed up/down analysis
- Analytical Thinking
- Attention to Detail
- Financial Analysis
- Underwriting
- Portfolio Management
- Prioritization
