Citigroup, Inc

Credit Risk Second Line of Defense Sr. Analyst Assistant Vice President

Citigroup, Inc • $90K — $135K *
Irving, TX 75061In-Person
Finance & Insurance
5 - 7 years of experience
Reposted Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 5-8 years of relevant credit risk experience.
  • Bachelor's degree or equivalent experience required.
  • Deep knowledge of credit risk processes and improvement opportunities.
  • Advanced skills in financial statement analysis and data interpretation.
  • Strong Excel skills; Tableau knowledge is a plus.
  • Proven understanding of credit risk measures and basic accounting principles.
  • Ability to effectively present data-driven conclusions.

Responsibilities

  • Engage with Wealth Business to evaluate credit requests and make approval recommendations.
  • Collaborate on ongoing portfolio monitoring and analyze key risk metrics.
  • Support Risk Managers in conducting portfolio reviews and special projects.
  • Adhere to risk governance frameworks while executing responsibilities.
  • Work with experts on credit data flow in reporting systems.
  • Perform financial analysis and risk assessments for Wealth risk projects.
  • Communicate potential risks and update senior management on review statuses.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • 401(k) retirement savings plan.
  • Life, accident, and disability insurance.
  • Wellness programs and paid time off including vacation, sick leave, and holidays.
Full Job Description
The Wealth Credit Risk Sr. Analyst is a second line of defense role supporting key credit risk activities for the Americas cluster credit portfolios including credit review and approvals, portfolio monitoring, and related risk governance. The ideal candidate will have prior credit risk experience, provide credible challenge, be eager to learn and grow within the organization, be able to problem solve, work on special projects, engage with cross-functional teams, and thrive in a fast-paced environment.

Key Responsibilities
  • Engage with Wealth Business to understand credit requests, perform review and credible challenge, and provide recommendation for credit approvals.
  • Collaborate on portfolio monitoring activities in the Americas cluster, including ongoing review of key risk metrics, understanding drivers, identifying trends and data quality issues, and engaging with various groups responsible for remediation.
  • Support Risk Managers in the oversight activities, including portfolio reviews, special projects, review of product metrics, among others.
  • Operate under the risk governance framework, adhering to policies and standards applicable to Wealth when performing the job function.
  • Work together with subject matter experts in the flow of credit data attributes in downstream credit and reporting systems and use knowledge to drive change.
  • Provide financial analysis, risk assessment and analytical support for specific projects across Wealth Risk Americas and globally.
  • Communicate any potential risks to senior management, providing regular updates about the status of their Reviews.
  • Assist with ad-hoc Senior Management needs, including data aggregation and presentations.
  • Work in partnership with the Business, while maintaining an independent and holistic risk perspective of the assigned portfolio.


Key Qualifications
  • 5-8 years of relevant experience.
  • Bachelor's/University degree or equivalent experience.
  • Advanced technical knowledge within a specific business area, including familiarity with credit risk processes, standards, and opportunities for improvement.
  • Advanced interpretation and analysis abilities related to financial statements and indicators.
  • Advanced knowledge of Excel, knowledge of Tableau would be a plus.
  • Proven knowledge of credit risk measures and basic accounting would be a plus.
  • Ability to analyze data and present conclusions.
  • Strong communication skills to clearly convey complex information to a variety of audiences.
  • Proficiency in conducting comprehensive financial analysis, detecting potential risks, and initiating appropriate measures.
  • Demonstrated ability to prioritize and remain organized in a fast-paced environment.
  • Good team player and excellent work ethics.
  • Proven organizational & interpersonal skills.


Development Value
  • Develop as a credit officer in the Wealth Risk organization.
  • Opportunities to participate in strategic initiatives with high impact to overall Business.
  • Overall exposure to the Wealth Lending Products offered in Wealth.
  • Improved leadership and communication skills.


Education:

Bachelor's/University degree or equivalent experience

Job Family Group:
Risk Management

Job Family:
Portfolio Credit Risk Management

Time Type:
Full time

Primary Location:
Fort Lauderdale Florida United States

Primary Location Full Time Salary Range:
$90 080,00 - $135 120,00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Analytical Thinking, Credible Challenge, Governance, Monitoring and Evaluation, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
ene 21, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

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At Citigroup, Inc, you will engage in exciting work that matters. Join our team to help innovate and drive transformation in the banking industry. With Citigroup, you can lead initiatives that redefine how banking works and how financial services can empower people globally.

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Citigroup, Inc is at the forefront of financial innovation and leadership. By joining our team, you will work alongside top professionals to develop solutions that enhance customer experiences and operational efficiency. Our commitment to innovation is fundamental, and we encourage our team to push boundaries and think outside the box.

Grow Your Career

Citigroup, Inc is not just a company; it's a place where you can grow both professionally and personally. We offer robust career paths and professional development opportunities that help you reach your potential. With diverse career tracks and the support of leadership, your growth at Citigroup is limitless.

Diversity and Inclusion

We believe our strength comes from the diversity of our team. Citigroup, Inc is dedicated to fostering an inclusive workplace where everyone can contribute their best work. Through diversity training and a culture that embraces differences, we create a welcoming environment for all employees.

Benefits and Culture

Citigroup, Inc values the well-being of its employees. We offer competitive benefits packages that support the health, finance, and lifestyle of our team members. Our culture is built on collaboration, respect, and a commitment to excellence. We ensure that every team member feels valued and part of our global family.

Internship and Employment Opportunities

Start your professional journey with Citigroup through our internship programs or full-time job opportunities. We are constantly hiring fresh talent and seasoned experts who bring creativity and innovation to our team. Whether you're refining your skills or ready to lead, there's a position waiting for you at Citigroup.

Networking and Professional Development

At Citigroup, Inc, networking and continuous learning are part of our DNA. We provide platforms for employees to connect with industry leaders and peers, enhancing their skills and opening up new career opportunities. Our leadership programs and professional development initiatives ensure that you are always ahead of the curve.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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