Position OverviewAs an ALM Senior Associate - Liquidity & Capital Planning within PNC's Finance organization, you will be based in Pittsburgh, PA or New York, NY.
Corporate Treasury plays a central role in managing the organization's capital, liquidity, and funding resources to support PNC's strategic objectives. Through forecasting, scenario analysis, and balance sheet optimization, the Corporate Treasury team provides critical analytics and insights that inform decisions on growth, profitability, risk management, and capital deployment.
Treasury partners closely with business leaders, Finance, Risk, and executive management to navigate changing market, economic, and regulatory environments while ensuring the company's financial strength and resilience. Treasury's core functions include Capital Management, Liquidity Management, Profitability & Risk-Adjusted Returns, Credit Loss Projections and Stress Testing.
Capital Management is responsible for optimizing the bank's capital position while supporting growth, managing risk, and meeting regulatory expectations. The team develops capital forecasts, evaluates the impact of economic and business scenarios, and provides analysis that informs strategic decisions related to capital allocation, balance sheet management, and capital returns.
Capital Management also leads risk-weighted asset forecasting and analytics and partners with senior leadership to ensure the effective deployment of capital across the enterprise.
PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description- Leads financial analysis, conducts research and prepares reports. Performs due diligence and statistical analysis related to liquidity and capital planning management. Participates in stress testing efforts.
- Reviews peer research in relation to liquidity and capital planning. Presents research summary to executive management.
- Manages and performs defined procedures, analyses and report preparation. Performs data aggregation and quality assurance to ensure timely and accurate management reporting. Performs routine transactions as part of the group's liquidity and capital management responsibilities.
- Using independent judgment, defines analysis required in the forecast, such as setting assumptions and determining key drivers.
- Collaborates with internal partners on topics related to liquidity and capital planning. Assists with the development of executive or board-level presentations.
- Assists in analytics/stress testing as it relates to capital and liquidity.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
QualificationsSuccessful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsAsset Allocation, Auditing Operations, Business Case Analyses, Capital Management, Data Analytics, Financial Analysis, Market Research, Strategic Planning
CompetenciesAccuracy and Attention to Detail, Asset and Liability Management (ALM), Data Gathering and Reporting, Effective Communications, Financial Analysis, Financial Forecasting and Modeling, Financial Services Industry, Liquidity Management, Market Risk, Regulatory Environment - Financial Services
Work ExperienceRoles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
EducationBachelors
CertificationsNo Required Certification(s)
LicensesNo Required License(s)
Language Assessments
No Required or Preferred Language Assessments
Pay TransparencyBase Salary: $86,250.00 – $172,500.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
Application WindowGenerally, this opening is expected to be posted for two business days from 10/09/2026, although it may be longer with business discretion.
BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.
