VP, Strategic Finance & FP&A

Job Description

The Opportunity:

Join us and help everyday people go from surviving to thriving with innovative digital personal finance solutions. This role connects day-to-day business performance with enterprise strategy and long-term value creation.

This is a builder-operator role: you will take work from ideation through execution, whether a strategic initiative, a model rebuild, or a new planning process.

The Role:

Achieve is seeking a builder-operator to serve as the VP, Strategic Finance & FP&A. Reporting directly to the Chief Financial Officer, you will own how Achieve plans, measures, and decides: turning strategy into plans, plans into forecasts, and results into decisions. You will partner with the senior leadership team and work closely with Capital Markets to tie operating performance to funding and enterprise value.

Overview of Key Responsibilities:

1. Planning & Performance Management

Own the planning and performance cycle for Achieve enterprise and its business units (Freedom Debt Relief and Achieve Lending), ensuring budgets, forecasts, and results tell a consistent story. Lead driver-based forecasting across volume, unit economics, credit, funding costs, and operating leverage. Run monthly business reviews with variance narratives, and modernize planning, modeling, and reporting systems to maintain data quality and a single source of truth.

2. Lead Strategic Finance & Value Creation

Translate strategy into funded, measurable initiatives and provide analysis for key growth decisions. Own strategic initiatives end to end, frame growth pathways for leadership and the board, evaluate M&A, partnerships, and product unit economics, and perform scenario and stress testing with Capital Markets.

3. Deliver Executive, Board & Investor Reporting

Serve as the primary source for reporting performance to the board, lenders, and investors. Prepare board materials, KPI frameworks, and executive dashboards; manage covenant tracking across debt facilities; and support audit and 409A valuation processes.

4. Partner on Funding, Liquidity & Treasury

Partner with Capital Markets and Accounting on funding and capital items, including loan sales, ABS transactions, and liquidity planning. Direct day-to-day treasury operations, including cash management and warehouse line planning.

5. Build the Team & Cross-Functional Operating Model

Build, lead, and mentor FP&A and strategic finance talent while establishing operating rhythms that align strategy and execution. Collaborate across functions to hold teams accountable on ROI and budgets, partner with Accounting on close and financial views, and establish model governance standards.

Qualifications

What You'll Bring:

• 10+ Years of Senior Experience: FP&A, strategic finance, corporate development, investment banking, or private equity, including 4+ years leading teams.
• Industry Experience: Scaled fintech, consumer lender, or financial services experience involving lending, payments, or similar, with command of consumer credit economics.
• Educational Background: Bachelor's degree in Finance, Economics, Accounting, or a related field. An MBA, CFA, or CPA is preferred.

Technical & Leadership Competencies

• Advanced Modeler: Advanced financial modeling, Excel/Sheets, and fluency with SQL and BI tools; Working knowledge of GAAP as it affects forecasting, including CECL, fair value, and gain-on-sale.
• Strategic Thinker: Strong foundation in corporate strategy, valuation, and enterprise modeling, connecting business performance to enterprise value. Familiarity with capital markets, warehouse, and securitization structures, and how they shape financial planning, is a strong plus.
• Executive Communicator: Executive presence and a track record of communicating with senior executives, boards, and investors; able to influence both internal operators and external partners.
• Builder Mindset: High horsepower, low ego; thrives in ambiguity and builds structure where none exists.

Achieve Leader Model Expectations (VP Level)

In accordance with Achieve's Lead Forward Rubric, this VP position requires demonstrated excellence across four foundational leadership pillars:

1. Trusted, Steady Leadership

Maintains composure during routine challenges and builds trust across direct teams and functional partners. Understands key stakeholders' needs, builds productive relationships across functions, and works collaboratively to align shared priorities.

2. Focused & Agile

Defines clear functional priorities and translates changes into meaningful context and direction for leaders. Responds to questions and resistance as they arise. Moves the function forward with incomplete information, making reasonable decisions and adjusting as new details emerge.

3. Own the Outcome

Holds self and direct reports accountable for results and addresses performance issues when they arise. Ensures standards are understood across teams. Evaluates execution through a systems lens, establishing regular operating reviews, clear cross-team ownership boundaries, and repeatable processes so core delivery remains stable without relying on crisis management

4. Grow People & Capability

Supports development initiatives, actively sponsors talent, and establishes functional succession plans. Builds capability across teams to ensure reliable bench strength for critical roles.

5. Lead Beyond the Walls

Maintains professional relationships with external partners and stakeholders. Represents the function effectively in most interactions. Supports business needs through external engagement. Limited strategic leverage from relationships. External contributions are steady but not differentiated.

6. Design for 10x

Implements systems and processes that support current operations effectively. Addresses issues as they arise and improves efficiency incrementally. May not consistently anticipate future scaling challenges. Infrastructure is functional but may require enhancement to support growth. Execution is stable.

7. Act Like an Owner

Understands key financial drivers within the function, including revenue, cost, and efficiency metrics. Connects strategy to financial outcomes at a functional level. Makes reasonable tradeoffs but may not always optimize for enterprise impact. Uses Finance as a partner for deeper insights and forecasting. Delivers consistent but not differentiated financial performance.

Additional Information

Achieve well-being with:

• Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical, dental, and vision with HSA and FSA options
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
• Up to $5,250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Note: We will be unable to facilitate H1-B Visa transfer or sponsorship, along with STEM-OPT Visa.

Work from home/hybrid:

We are proudly offering hybrid options in the San Francisco, CA and Phoenix, AZ metro markets. Hiring remotely in selected locations throughout PST, MST, CST.

Salary Range: $275,000 to $300,000 salary + bonus + benefits.

This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.