Must be legally eligible to work in the United States without sponsorship, now or in the future, to be considered.

What You’ll Do:

We are seeking an experienced Real Estate Lender with 5+ years of lending experience out of Customers Bank’s West Reading office to originate, structure, underwrite, and manage commercial and/or residential real estate loans. The ideal candidate will possess strong credit analysis skills, a proven track record of business development, and the ability to build long-term relationships with borrowers, developers, brokers, and investors.

• Originate and develop new real estate lending opportunities.
• Analyze borrower financial statements, tax returns, cash flow, and creditworthiness.
• Evaluate real estate collateral, market conditions, and property performance.
• Structure loan terms and negotiate financing solutions that meet client needs while adhering to credit policies.
• Partner with credit teams to underwrite and approve loans in accordance with bank policies.
• Prepare and present credit memorandums for loan approval.
• Manage a portfolio of commercial and/or residential real estate loans.
• Conduct property inspections and borrower meetings as required.
• Coordinate with underwriting, legal, appraisal, and closing teams throughout the loan process.
• Monitor loan performance and ensure ongoing compliance with lending requirements.
• Maintain knowledge of industry trends, regulatory requirements, and market conditions.
• Develop referral networks with real estate brokers, developers, attorneys, CPAs, and other industry professionals.
• Manage renewals, modifications, and refinancing.

What Do You Need?

Required Qualifications:

• Bachelor’s degree in Finance, Business, Economics, Real Estate, or related field.
• Minimum 5 years of experience in real estate lending, commercial banking, mortgage banking, or credit underwriting.
• Strong knowledge of real estate finance principles, loan structuring, and credit analysis.
• Experience analyzing property cash flows, rent rolls, operating statements, and borrower financials.
• Understanding of loan documentation, regulatory requirements, and risk management practices.
• Excellent relationship management and business development skills.
• Strong analytical, negotiation, and communication abilities.

Preferred Qualifications:

• Experience with commercial real estate (CRE), multifamily, retail, office, industrial, construction, bridge, or investment property lending.
• Existing network of real estate professionals and referral sources.
• Professional certifications related to banking, finance, or real estate.

Technology Skills:

• Proficiency in Microsoft Office Suite and financial analysis software.
• Ability to work with the Microsoft Suite and learn/work with other Customers Bank’s applications.
• Familiarity with AI and automation tools that support productivity, workflow efficiency, and client engagement.