Underwriting Consultant

Underwriting Consultant Bring your underwriting expertise to Manulife's Individual Underwriting team. As an Underwriting Consultant, you'll support National Accounts, General Agents, and Advisors through sound risk assessment, clear communication, and collaborative problem-solving. Apply your technical judgment and mentoring skills to support competitive decisions, trusted partnerships, and a positive customer experience. What You'll Do • Assess and classify risk in line with Manulife's underwriting philosophy and standards. • Collaborate with sales and head office partners to deliver quality, competitive underwriting decisions. • Build trusted internal and external relationships, communicate decisions clearly, and make each customer interaction meaningful. • Comply with consumer laws and regulations governing risk classification, confidentiality, and disclosure. • Identify underwriting challenges and propose practical process improvements. What You'll Bring • Approval limits of at least $5,000,000 in life insurance and $250,000 in critical illness insurance. • Strong knowledge of anatomy, medical terminology, diseases, tests, and treatments, with awareness of medical developments, current events, and industry trends. • Ability to apply current technical information and explain pricing tools, systems, processes, and their underlying principles. • Strong analytical, research, problem-solving, critical-thinking, and decision-making skills. • Excellent mentoring, partnership, customer service, and written and verbal communication skills. • Strong financial knowledge • Experience assessing Critical Illness cases, with strong knowledge of medical conditions, diagnostic criteria, and associated risk factors, is required. • Strong organization and attention to detail, with flexibility to adapt and meet tight deadlines. • Commitment to continuous learning through current enrolment or strong interest in LOMA and/or ALU courses. Assets • A university or college degree in a related discipline. • Bilingual proficiency in English and French. Career Growth Continue building your expertise through professional development and leadership opportunities, while exploring your interests and strengthening your skills through an annual commitment of 40 learning hours. What Matters to You • Putting customers first by listening, engaging, and acting on their needs. • Thinking big, staying curious, and adapting to drive business outcomes. • Working together and taking ownership of solutions that matter. • Acting with integrity, doing what's right, and speaking up. • Sharing your humanity and helping build a diverse, inclusive workplace. The role being advertised is an existing vacancy. Referenced Salary Location Canada, Full Time Remote Working Arrangement Remote Salary range is expected to be between $85,300.00 CAD - $135,300.00 CAD Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact [redacted] for the salary range for your location. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [redacted] for more information about U.S.-specific paid time off provisions.