Bachelor's degree in Business, Finance, Risk Management, Insurance, or related field
5+ years of P&C underwriting experience
Strong understanding of Property & Casualty insurance principles and risk evaluation
Experience managing commercial accounts
Excellent written and verbal communication skills
Proficiency in Microsoft Office and underwriting systems
Responsibilities
Evaluate and manage commercial P&C accounts, assessing exposures and recommending terms
Analyze loss history, financials, and risk profiles for underwriting decisions
Apply underwriting guidelines and industry best practices
Build and maintain relationships with brokers and internal stakeholders
Manage renewals and new submissions, ensuring documentation and approvals
Monitor portfolio performance and market trends
Collaborate with cross-functional teams to align underwriting with business objectives
Benefits
100% medical, dental, vision, and life insurance coverage for employees, 50% for dependents
Paid time off and sick leave
13 annual paid holidays
401(k) plan with up to 4% company match
Flexible Spending Account (FSA) & Dependent Care FSA
Quarterly Fringe Benefit reimbursements
Job-related training reimbursement
Casual dress code
Full Job Description
Job Title
Underwriter
Location
222 S Harbor Blvd, #720, Anaheim, CA 92805
Salary
$85,000 - $120,000/year
Position Type
Full-Time
Exempt (Salaried)
Monday - Friday
8:30 am - 5:30 pm
Hybrid after 1 year - 3 days in office/2 days remote
Reports to
Senior Actuarial Manager
Position Overview: We are seeking a detail-oriented and experienced Property & Casualty Underwriter to evaluate, underwrite, and manage commercial auto accounts This role focuses on risk assessment, pricing, and portfolio management while maintaining strong relationships with brokers, agents, and internal teams. The ideal candidate has strong P&C knowledge, excellent analytical skills, and the ability to make sound underwriting decisions for a profitable book of business
Key Responsibilities:
Evaluate, underwrite, and manage commercial P&C accounts, including reviewing submissions, assessing exposures, and recommending terms and pricing
Analyze loss history, financials, and risk profiles to make informed underwriting decisions
Apply company underwriting guidelines, actuarial information, and industry best practices
Build and maintain strong relationships with brokers, agents, and internal stakeholders
Manage renewals and new business submissions, ensuring proper documentation and approvals
Monitor portfolio performance and market trends to inform underwriting strategy
Collaborate with claims, actuarial, finance, and risk teams to align underwriting strategy with overall business objectives
Ensure compliance with company policies, state regulations, and industry standards.
Participate in special projects and initiatives to improve underwriting processes and portfolio profitability
Qualifications:
Bachelor's degree in Business, Finance, Risk Management, Insurance, or related field
5+ years of P&C underwriting experience
Strong understanding of Property & Casualty insurance principles and risk evaluation
Experience managing commercial accounts and making sound underwriting decisions
Excellent written and verbal communication skills
Proficiency in Microsoft Office and underwriting systems
Preferred:
Commercial Auto experience
CPCU designation or actively pursuing professional insurance credentials
Experience with middle-market or broker-facing accounts
Strong analytical skills and attention to detail
Benefits
Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
Paid time off and sick leave
13 annual paid holidays
401(k) plan with up to 4% company match
Flexible Spending Account (FSA) & Dependent Care FSA
