Bank of America Corporation

Treasury Product Manager - Digital Card Product Manager

Bank of America Corporation$105K — $164K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree
  • 5+ years experience in product management and/or development
  • Direct experience in Commercial Card or Financial Services
  • Experience managing large-scale applications and third-party relationships
  • Track record of remediating complex global programs
  • Understanding of Agile and tech resource management
  • Strong communication and leadership skills

Responsibilities

  • Define and execute product strategy and commercialization plans
  • Lead development of digital payment capabilities
  • Serve as subject matter expert for virtual cards and travel payments
  • Manage strategic relationships with payment networks and vendors
  • Develop business cases and product requirements
  • Monitor product performance and market trends
  • Collaborate with cross-functional teams to design solutions

Benefits

  • Industry-leading benefits package
  • Access to paid time off
  • Resources to support personal and professional development
  • Opportunity to make a genuine impact
  • Commitment to sustainable growth in communities
Full Job Description
Job Description:

At Bank of America, each day brings innovation and opportunity. We are dedicated to turning technology advances into treasury solutions for our clients globally - across all segments and industries. We are looking for highly motivated, self-starters who can advocate for our clients in providing liquidity management, payments and receipts, trade and supply chain finance, FX and commercial card services, by complementing high tech with a personalized touch. Challenge the status quo and influence peers with diverse points of view. Forward thinkers with ability to see what's next in treasury management. The future of treasury management is here at Bank of America. Powered by people. Driven by Technology.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

The Global Card and Intelligent Payables product team is committed to driving digital payment adoption and creating innovative solutions that help our clients capture and manage spend. This role will sit within the Commercial Card Product Development team, which plays a pivotal role in managing and shaping the commercial card platforms that define how our corporate clients engage with our products. It will be aligned to mobile wallet and global travel products and be responsible for creating and managing digital product strategies, managing relationships with partners who provide our digital card solutions, being the subject matter expert for virtual cards, working with sales to identify opportunities for solution expansion that include virtual cards, and working with B2B product teams to create cross functional solutions. You will reimagine the future of our platforms, ensuring they meet both business goals and compliance standards, while driving revenue and enhancing client experience.

The individual must be comfortable working on technical projects, leading multi-discipline project teams, teaching non-technical partners, communicating value internally and externally, conducting stakeholder impact assessments creating business cases and documenting business requirements, and working with partners to create commercialization materials.

Key Responsibilities:

- Define and execute the platform strategy, roadmap, and commercialization plans for mobile wallet, virtual card, and travel payment solutions, aligning investments to client needs, market opportunities, and business objectives
• Lead the development and enhancement of digital payment capabilities, including mobile wallet provisioning, tokenized payments, virtual card issuance, and travel-related payment experiences
• Serve as a subject matter expert for virtual card and travel payment solutions, partnering with Global Product, Sales, and Operations to identify opportunities to expand client adoption and wallet share
• Manage strategic relationships with payment networks, wallet providers, travel technology partners, and third-party vendors to deliver new capabilities and optimize product performance
• Partner across card, payables, fraud, risk, operations, and technology teams to design digital payment solutions that improve client experience and drive business growth
• Develop business cases, product requirements, and stakeholder impact assessments to support new products, enhancements, regulatory changes, and platform modernization initiatives
• Monitor product performance, client feedback, market trends, and competitive offerings to prioritize investments, enhance commercialization strategies, and identify opportunities for innovation.

Required Skills:

Inclusive and Inspiring: Seeking motivating team players who value collaboration, celebrating shared success and who actively seek and appreciate diverse thoughts and backgrounds

Authentic and Passionate: Seeking highly engaged teammates whose intensity and intentions align and are enthusiastic about the work we are doing for our clients and in our communities

Innovative and Curious: Seeking teammates with out-of-the box ideas and solutions, who embrace change with a future-forward mindset, and are looking to challenge the status quo

Confident and Agile: Seeking strong communicators who value giving and receiving feedback, easily build relationships, and who are quick thinking, flexible, and always learning and sharing knowledge

The candidate should have:

- Bachelor's degree

- 5+ years experience in product management and/or development

- Direct experience working in Commercial Card or Financial Services industry or payments background

- Experience managing a critical, large-scale application and third party relationships

- Demonstrated experience remediating a highly complex global program/product

- Tech development experience, understands Agile and the complexities of managing tech resources and budget

- Cannot be blind to risk when proposing and facilitating product enhancements while also knowing when to push chips in and go after solutions that will drive revenue

- Must be comfortable with making business decisions using general guidance from Legal, risk and industry partners

- Adept at designing communications to educate Product, Sales, Operations, and Credit partners

- Strategic thinker balanced with a tactical execution skillset

- Strong multi-tasker with ability to successfully manage multiple projects and deadlines simultaneously

- Excellent communication, presentation, and persuasion skills

- Ability to work on cross-functional, global teams across multiple time zones and foster strong working relationships

- Flexible and adaptable team player

- Demonstrated leadership abilities

- Analytical and creative problem-solving skills to effectively work through complex challenges and project roadblocks, responding with the appropriate sense of urgency

- Self-starter with a desire to succeed, elevating themselves and others they work with to deliver exceptional results

- A passionate and motivated individual with a growth mindset and customer-focused

Desired Skills:

- Understanding of Bank of America or similar financial institution

- Familiarity with Fintech offerings in the card industry

- Travel industry expertise

Skills:
  • Process Management
  • Product Design and Development
  • Product Management
  • Project Management
  • Strategy Planning and Development
  • Business Acumen
  • Innovative Thinking
  • Leadership Development
  • Performance Management
  • Agile Practices
  • Business Development
  • Oral Communications
  • Process Effectiveness
  • Relationship Building


Shift:
1st shift (United States of America)

Hours Per Week:
40

Pay Transparency details

US - IL - Chicago - 110 N Wacker Dr - Bank Of America Tower Chicago (IL4110), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Pay and benefits information

Pay range

$105,700.00 - $164,700.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

About Bank of America Corporation

Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. It provides services in mergers and acquisitions, equity and debt capital markets, lending, trading, risk management, research, and liquidity and payments management. It was formed through the combination of the corporate and investment banking activities of Bank of America and Merrill Lynch following the acquisition of the latter by the former in January 2009. Bank of America completed the acquisition of Merrill Lynch & Co on 1 January 2009. Bank of America began rebranding all of its corporate and investment banking activities under the Bank of America Merrill Lynch name in September 2009. In April 2010, Bank of America Merrill Lynch appointed Christian Meissner as head of investment banking for Europe, Middle East and Africa. In April 2011, Bank of America Merrill Lynch integrated its corporate and investment banking operations into a single division. In October 2013, Bank of America Merrill Lynch was recognised as the Most Innovative Investment Bank of the Year in The Banker's Investment Banking Awards.

Bank of America Corporation Careers

Join the dynamic team at Bank of America Corporation, a premier global financial institution where innovation, leadership, and growth go hand in hand. As one of the largest banks in the world, we offer unparalleled job opportunities and a culture that values diversity, inclusion, and professional growth. Work You’ll Do At Bank of America Corporation, you’ll be part of a team that’s dedicated to making a real difference. Whether you’re helping families buy their first home, advising businesses on expansion, or developing cutting-edge financial technologies, your work will have an impact. Our commitment to leadership in the financial industry has never been stronger, and we need passionate, skilled professionals to lead our journey. Explore a World of Opportunities From entry-level positions to leadership roles, Bank of America Corporation offers a variety of career paths in areas such as investment banking, technology, marketing, and risk management. Our job opportunities span the globe, providing the chance to work alongside the best in the industry and develop skills that will propel your career forward. Internship Programs Kickstart your career with Bank of America Corporation’s internship programs. These opportunities provide hands-on experience and a chance to engage in meaningful work that complements your academic studies. Interns gain invaluable networking opportunities, receive mentorship from seasoned professionals, and learn about the culture and operations of a global financial leader. Benefits and Growth Bank of America Corporation is committed to the well-being and continuous professional development of our team members. We offer a competitive benefits package that supports the health, financial stability, and work-life balance of our employees. Our training programs and development initiatives ensure that every team member has the opportunity to grow and advance within the company. Inclusive Culture We believe our strength lies in our diversity. Bank of America Corporation fosters an inclusive environment where all employees can thrive. Through diversity training and a commitment to equal opportunities, we cultivate leadership and innovation that reflect the wide-ranging communities we serve. Join Our Team Are you ready to advance your career at a company that’s at the forefront of the financial industry? Explore the positions available at Bank of America Corporation and find where your skills and interests align with our needs. We are continuously hiring and looking for individuals who are curious, creative, and eager to drive change. Stay Connected Keep up to date with the latest from Bank of America Corporation Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that match your career interests and get insider tips that can help you during your application and interview process. Bank of America Corporation is not just a company—it’s a place where you can shape your future and the future of finance. Join us and be part of a team that’s redefining what a bank can be.
Learn more about Bank of America Corporation
Size
208,000 employees
Market Cap
$260.3 billion
Industry
Net Income
$17.8 billion
Founded
1998
5 Year Trend
-1.4%
NASDAQ

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