What We're Looking ForCross River originates billions in consumer credit annually through its multiple partners. We are building the rail that packages Cross River-originated credit and other interests into tokenized form, distributes it to institutional investors nationally and internationally through licensed partners, settles onchain, and provides the reporting and servicing infrastructure that institutional buyers require. The General Manager owns that business end to end: tokenized issuance, distribution through licensed partners, onchain settlement in USDC, and the data, NAV, attestation and investor-reporting infrastructure.
This is a founding, P&L-controlling seat. You will not inherit a template, a partner playbook, or a technology stack- you will decide what they should be. You will work alongside the Bank's origination, structured product and principal finance teams, who supply, structure and price the assets, while you own everything that happens after: how the asset is tokenized, distributed and how it is reported on for its life.
Mandate. Take the business from first transaction to functioning platform.
Launch. Establish the legal, technical and operational chain end to end, and execute the first programs.
Industrialize. Turn bespoke execution into a repeatable product, so that each successive program launches faster and costs less than the last.
Broaden. Expand the range of offering and distribution.
Key Responsibilities:- Commercial ownership. Manage the P&L. Justify each programme and be accountable for the returns the business generates.
- Distribution. Build and manage relationships with licensed distribution partners and institutional investors internationally, converting early interest into recurring programmes.
- Tokenization and settlement. Own the technology strategy, including what to build and what to buy. Own onchain issuance, transfer controls, and stablecoin settlement operations.
- Data, servicing and reporting. Own the infrastructure behind every programme: loan-level data pipelines, reconciliation, NAV production, payment waterfalls, third-party verification, delinquency monitoring, and institutional-grade investor reporting. This is a build responsibility, and it is central to the role.
- Controls and perimeter. Operate within a regulated bank's control environment, working with Principal Finance, CRB Securities, Legal, Compliance and Risk to maintain a clean regulatory perimeter in every market served.
- Team. Hire and lead a small, senior, cross-functional team as needed.
Qualifications:Required- 10+ years in private credit, specialty finance, structured credit, or alternative asset management, in a front-office/middle-office or front-office-adjacent role.
- Demonstrated ownership of an Asset Management function, P&L, portfolio, or product mandate. With transactions closed in consumer or small-business credit - forward flow, whole loan sales, participations, or securitization - with accountability for how they performed afterwards.
- Genuine ownership of the operational side of the business: loan-level data, investor reporting, servicing oversight, reconciliation. Candidates whose experience covers transaction execution only will NOT be a fit. Fluency in consumer credit collateral and in structuring mechanics: subordination, waterfalls, reinvestment structures, triggers and eligibility.
- Exposure to tokenized real-world assets, permissioned token standards, or stablecoin settlement. Experience inside a regulated bank's control environment. Credibility with institutional investors and their investment committees. Builder's temperament, and comfort with ambiguity.
Preferred- Smart contract mechanics, chain selection and token standards
- Stablecoin settlement and treasury operations
- Local regulatory regimes in Asia
#LI-ZN1 #LI-Hybrid #LI-Onsite
Salary Range: $250,000.00 - $300,000.00
