Fitch Ratings is seeking a Senior Analyst to join the Residential Mortgage-Backed Securities Group (RMBS) in our New York office.About the Team:The U.S. Residential Mortgage-Backed Securities (RMBS) group is adding a Senior Analyst to its growing team. This position will collaborate with more senior analysts on transaction analysis; run models and perform spreadsheet analysis to evaluate credit risk and cash flow coverage for RMBS transactions; present transaction reviews and analysis at rating committees; develop an understanding of legal and accounting issues affecting a security; and contribute to research reports and press releases.
How You'll Make an Impact:- Analyze critical credit, legal, and structural elements of non-agency residential mortgage-backed transactions
- Produce quality internal and external written reports, including credit committees, criteria, special reports, and market commentary
- Communicate Fitch rating methodology and criteria to issuers and investors
- Deployment and implementation of cash flow models and tools used in the rating process
- Lead and/or support research projects
You May Be a Good Fit if:- You have a bachelor's degree at minimum
- You have 2-4 years of relevant experience (excluding internships)
- Experience in capital markets, securitization/structured products, mortgage markets, and/or credit analysis is a plus
- You possess strong analytical, quantitative, and organizational skills
- You have excellent written and verbal communication skills
- You have the ability to excel in a team-oriented environment
What Would Make You Stand Out:- Analyzing critical credit, legal, and structural elements of residential mortgage-backed transactions
- Experience across non-agency RMBS asset classes, such as Prime Jumbo, NQM, CES, CRT, HELOC, RTL, RPL, and NPL
- Exposure to RMBS new-issue and surveillance mandates
FOR NEW YORK ROLES ONLY: Expected base pay rates for the role are between $95,000 and $110,000 per year. Actual salaries will be determined on an individual basis and may vary based on factors including, but not limited to, education, training, experience, past performance, and other job-related considerations. Base pay is one component of Fitch's total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch, depending on the position.
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