About the roleMillions of people use the Affirm Card, but we don't yet give them a reason to keep coming back beyond the product itself. You'll build our consumer loyalty program from scratch: what people earn, how they move up, and why Affirm becomes their default way to pay.
What you'll do- Own the vision and roadmap for Affirm's consumer loyalty program, setting the hypotheses, success metrics, and sequencing across multiple quarters
- Launch the first version of rewards and tiers, including earn mechanics, member benefits, redemption, and the surfaces that make the value obvious in app, at checkout, and after a purchase
- Build the engagement loops (progress, milestones, personalized offers) that turn a one-time borrower into someone who reaches for Affirm every week
- Own the program economics: reward liability, funding mix across merchant-funded offers, interchange and network incentives, and the case for incremental GMV against cost per member
- Set up the measurement foundation for loyalty, including holdouts, incrementality testing and long-run LTV, then tune earn and burn rates and tier thresholds off what the data says
- Partner with Risk, Credit, Legal, Compliance, Finance and Marketing to design rewards that are compliant and clearly disclosed, with no hidden fees or fine print that surprises people
- Align senior stakeholders and pull together dependencies across Card, Shopping, Servicing and Marketing, leading embedded engineering and design pods through a lot of ambiguity
What we look for- 8+ years in Product Management, with a track record in consumer mobile apps, fintech, or neobanks
- Built or scaled a loyalty, rewards or engagement program: card rewards, points, tiers, subscription benefits, or something equivalent. You know earn and burn mechanics and what makes a program pay for itself
- History of launching products from scratch, not just optimizing what already exists
- Owned repeat usage, cohort retention or share of wallet as a primary metric, and know which levers actually move them
- Comfortable building the financial model yourself and defending reward cost, funding mix and payback to Finance and leadership
- Strong UX instincts and a high bar for design. You know the difference between a reward that feels good and a badge buried in a settings menu
- Deep fluency in experiment design, incrementality/attribution, and LTV measurement; data chops (SQL/Amplitude-level self-serve) and a bias for shipping, learning and iterating quickly
- Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance
- Excellent cross-functional leadership, including experience leading without authority
- AI tools like Claude Code, Cursor, and others to research, analyze and prototype, and help develop better product vision
- Bachelor's degree in a related field or equivalent practical experience
Base Pay Grade - P
Equity Grade - 7
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: $181,000 - $241,000
This posting is for an existing vacancy.
#LI-RemoteRemote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
