JP Morgan Chase & Co.

SR Director of Software Engineering – Lending Technology

JP Morgan Chase & Co.$180K — $220K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of software engineering experience, with 5+ years in leadership roles overseeing technical teams
  • Proven expertise in modernizing complex enterprise systems and workflows
  • In-depth knowledge of engineering principles around system design and secure software development
  • Experience collaborating with non-technical stakeholders to align on project scopes and timelines
  • Familiarity with AI-enabled engineering models and their governance
  • Strong financial acumen to apply quantitative analysis in lending processes
  • Exceptional communication skills to liaise effectively across technical and business teams

Responsibilities

  • Set engineering standards for architecture, reliability, and secure delivery within lending modernization
  • Collaborate with stakeholders to create clear roadmaps based on business requirements
  • Enhance operational efficiency via automation and effective incident management
  • Conduct design reviews and provide mentorship to senior engineers
  • Implement AI-driven practices for improved project delivery and governance
  • Make strategic decisions on technology sourcing to maximize business value
  • Foster a data-driven culture through metric development and decision-making

Benefits

  • Access to continuous learning and professional development opportunities
  • Opportunity to lead a high-impact team in a prominent financial institution
  • Involvement in cutting-edge technology and workflows with a major focus on AI
  • Responsibilities that encompass both technical and strategic dimensions
  • Dynamic work environment with a focus on innovation and operational excellence
Full Job Description
JOB DESCRIPTION

You will lead the modernization of our commercial lending processes and the technology that powers them. You will work directly with bankers and product partners to deliver simpler workflows, stronger controls, and faster client outcomes. You will set engineering standards that prioritize reliability, security, and speed—without sacrificing resiliency or cost discipline. You will be a hands-on technical leader who develops talent and stays current through continuous learning.

As a Senior Director of Software Engineering at JPMorganChase within the Commercial and Investment Bank Lending Technology team, you lead leaders and senior engineers to design and modernize commercial lending workflows and platforms. You partner closely with bankers, product, and operations to turn business needs into roadmaps and measurable delivery. You set a high bar for reliability, secure development, and operational excellence while increasing delivery velocity. You use data to guide decisions and ensure implementations are correct. You proactively manage organizational health, staffing, vendor strategy, and budget.

Job responsibilities

  • Set and uphold engineering standards across architecture, reliability, security, and delivery for commercial lending modernization
  • Partner with bankers, product, and operations to translate business needs into clear roadmaps, well-defined scope, and measurable outcomes
  • Drive operational excellence through automation, observability, resiliency patterns, and disciplined incident management to improve availability and speed-to-delivery
  • Lead design reviews and critical-path technical decisions; mentor senior engineers and engineering leaders
  • Sets and scales multi-department strategy for agentic AI-enabled engineering and SDLC/TLM automation (using enterprise-authorized tools within the work environment) to drive firmwide objectives (speed, scalability, reliability, and cost-to-serve), including portfolio-level standards for AI-orchestrated delivery workflows, release governance, automated test modernization, resilience engineering, and incident response acceleration; establishes guardrails for validation, security, resiliency, traceability, and reuse
  • Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to drive cross-domain reuse and measurable capacity unlock outcomes across departments
  • Make disciplined build, buy, and reuse decisions based on business value, risk, and total cost of ownership
  • Establish a data-driven culture by defining metrics, analyzing outcomes, and using insights to improve product decisions and controls
  • Own budget planning, forecasting, and expense management; proactively adjust spend, staffing, and vendor usage to avoid surprises
  • Build and retain high-performing teams through structured hiring, performance management, and career development practices

Required qualifications, capabilities and skills

  • Formal training or certification on software engineering concepts and 10+ years applied experience; in addition, 5+ years of experience leading technologists to manage, anticipate and solve complex technical items within your domain of expertise
  • Demonstrated experience leading leaders (managers of managers) and senior technical staff in complex engineering organizations
  • Proven ability to modernize workflow-heavy enterprise systems, including process redesign and platform modernization
  • Strong engineering fundamentals across system design, distributed systems, reliability engineering, secure development, and software delivery practices
  • Demonstrated ability to partner with non-technical stakeholders (including bankers and operations) and drive alignment on scope, risk, cost, and timelines
  • Experience leading multi-organization adoption of agentic AI-enabled engineering operating models (using enterprise-authorized tools within the work environment), including defining governance (human-in-the-loop decisioning, quality gates), measurement frameworks, and secure handling of sensitive inputs/outputs across teams
  • Deep understanding of responsible AI risk, controls, and resiliency/security expectations at scale, with demonstrated ability to advise senior leaders on safe adoption, portfolio governance, and reuse-first strategies
  • Budget ownership experience, including planning, forecasting, and proactive expense management (headcount, vendor, and platform costs)
  • Quantitative foundation to apply financial math to lending workflows; coursework or degree in calculus or statistics (or equivalent applied experience)
  • Strong communication skills with the ability to be concise, direct, and credible with both engineers and business partners

Preferred qualifications, capabilities and skills

  • Experience in lending, credit, underwriting, loan origination/servicing, or adjacent financial services workflows
  • Experience building data-intensive platforms and using metrics to manage reliability, delivery, and product outcomes
  • Experience with cloud platforms, platform engineering, and automation at scale
  • Familiarity with risk, controls, auditability, and regulatory expectations in financial services

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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