4-6 years of automotive finance credit analysis experience
Knowledge of financial statements preferred
Bachelor's degree in Business or related field
Strong analytical skills in a challenging environment
Excellent time management and multitasking abilities
Proficiency in Microsoft Office Suite
Strong written and verbal communication skills
Team-oriented with strong interpersonal skills
Responsibilities
Review incoming credit requests for completeness and resolve deficiencies with Sales and dealers
Ensure accurate reporting of financial statements in Crowe Navigator and complete quality underwriting packages
Provide accurate information to Legal for document preparation and review loan documents
Oversee the funding process for new flooring lines and loans
Assist the Commercial Portfolio Team with annual and monthly reviews and audit issues
Contribute to Commercial Credit initiatives and process improvements
Benefits
Hybrid flexibility - 4 days in office, 1 day remote
Vehicle perks - monthly vehicle allowance plus purchase and lease discounts
Comprehensive health coverage - medical, dental, and vision plans
Employer-funded HSA contributions
401(k) with company match and immediate vesting
100% company-paid life and disability insurance
Wellbeing benefits including fitness and health resources
Leadership programs and career development opportunities
Paid Volunteer Time Off and company charitable donation in your honor
Full Job Description
Description
WHAT YOU WILL DO
The Sr. Commercial Credit Analyst operates as a self-contained credit unit within the Commercial Credit & Operations Department. Reporting to the Sr. Manager, Commercial Credit, this role performs and coordinates comprehensive credit, collateral, and economic reviews of all financing proposals.
HOW YOU WILL MAKE AN IMPACT
Review incoming credit requests for completeness and partner with Sales and dealers to resolve deficiencies and financial statement questions.
Ensure financial statements and adjustments are accurately reported in Crowe Navigator and complete quality underwriting packages within established time frames.
Provide Legal with accurate information for document preparation and review term sheets and loan documents for accuracy and proper execution.
Oversee the funding process for new flooring lines and loans, ensuring they are accurately established in all required systems.
Assist the Commercial Portfolio Team with annual reviews, monthly dealer reviews, financial statement entry, audit issues, and insurance follow-up.
Contribute to Commercial Credit initiatives and process improvements.
Qualifications
WHAT YOU WILL BRING TO THE ROLE
4-6 years of automotive finance credit analysis experience.
Knowledge of financial statements preferred.
Bachelor's degree in Business or related field.
Ability to develop credit and financial skills in an analytically challenging environment.
Solid time management and prioritization skills, high attention to detail, and the ability to multitask.
Proficiency in Microsoft Office Suite, including Word, Excel, and Outlook.
Strong written and verbal communication skills.
High level of subject matter expertise in all areas supported.
Team-oriented with strong interpersonal skills.
WE TAKE CARE OF OUR PEOPLE
At HCA, our people drive our success. That's why we offer a competitive rewards package that supports your health, financial future, and overall wellbeing-at work and beyond.
Benefits Highlights
Hybrid flexibility - 4 days in office, 1 day remote
Vehicle perks - monthly vehicle allowance plus purchase and lease discounts
Comprehensive health coverage - medical, dental, and vision plans
Employer-funded HSA contributions to help reduce healthcare costs
401(k) with company match and immediate vesting from day one
100% company-paid life and disability insurance
Wellbeing benefits including fitness and health resources
Leadership programs and career development that support continuous learning
Paid Volunteer Time Off and a company charitable donation in your honor
Because great benefits help you thrive-personally and professionally.
WHAT HAPPENS NEXT
Express your interest by submitting an application. Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description. For more information on our culture, visit our careers page.
