MasterCard

Software Engineer II

MasterCard$106K — $169K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience as a Software Engineer in a full-stack development environment.
  • Hands-on expertise with Java and Spring Boot for backend services.
  • Familiarity with modern frontend technologies like TypeScript and React.
  • Experience with Databricks and Apache Spark for data processing and analytics is a plus.
  • Strong understanding of object-oriented programming and API development.
  • Demonstrated ability to write clean, maintainable, and testable code.
  • Bachelor's degree in a related field or equivalent practical experience.

Responsibilities

  • Design and maintain scalable full-stack applications across frontend and backend layers.
  • Develop and enhance APIs for experimentation and analytics.
  • Optimize data-intensive applications using Databricks and Spark.
  • Contribute to architectural design and evaluate technical tradeoffs.
  • Translate business requirements into technical solutions with stakeholders.
  • Ensure code quality through clean, maintainable practices and thorough testing.
  • Identify and resolve performance and scalability challenges across applications.

Benefits

  • Comprehensive insurance coverage (medical, dental, vision, etc.).
  • Generous paid leave policies including new parent leave and bereavement leave.
  • Flexible spending and health savings accounts.
  • Robust 401k plan with competitive company match.
  • Paid time off including vacation, personal days, and sick leave.
  • Tuition reimbursement and fitness reimbursement options.
Full Job Description
Title and Summary

Software Engineer II

Overview:
Mastercard's Business Experimentation and Optimization (BE&O) teams within the Services organization is seeking a technically strong Software Engineer II to help design, build, and evolve a next-generation experimentation platform that enables organizations around the world to make smarter, data-driven decisions.
In this role, you will contribute across the full software development lifecycle, from architecture and system design through implementation, testing, and continuous improvement. You will build scalable, cloud-native applications, APIs, and data-processing capabilities using technologies such as Java, Spring Boot, TypeScript, React, Databricks, and Spark, with cloud platforms including AWS and Azure.
The Business Experimentation and Optimization (BE&O) is building industry-leading software that empowers business users around the world to make data-driven decisions through advanced analytics and experimentation. As we expand our product offerings and modernize our technology stack, we are reimagining how we deliver scalable, cloud-native solutions to our clients.
Our teams are small, agile, and empowered to choose the processes that work best for their goals. Every engineer contributes to the full development lifecycle, from ideation and design to implementation and testing, fostering a culture of ownership, innovation, and continuous improvement.
This is a hybrid role based in Arlington, VA, requiring three days per week onsite.

Role:
• Design, develop, and maintain scalable full-stack applications across frontend, backend, API, and data-processing layers using technologies such as Java/Spring Boot, TypeScript, and React.
• Build and enhance scalable services and APIs that support experimentation, analytics, and data-driven decision-making.
• Develop and optimize data-intensive applications using Databricks, Spark, and related technologies to process, transform, and serve large-scale datasets efficiently.
• Contribute to architecture and system design, evaluating technical tradeoffs and helping deliver solutions that are scalable, reliable, secure, and maintainable.
• Build innovative software products that help global businesses generate insights, test ideas, and make better decisions through experimentation.
• Translate business and product requirements into well-designed technical solutions in partnership with Product, Data Engineering, QA, and other stakeholders.
• Write clean, maintainable, and efficient code while applying strong engineering practices across development, testing, code reviews, and deployment.
• Identify and resolve performance, scalability, and reliability challenges across applications, APIs, services, and data-processing workloads.
• Participate in the full development lifecycle, from technical discovery and design through implementation, testing, production support, and continuous improvement.
• Contribute to a culture of engineering excellence by sharing knowledge, supporting teammates, and helping improve development practices and developer productivity.
• Stay current with emerging technologies and engineering practices, identifying opportunities to improve the platform's capabilities, scalability, and overall quality.

All About You:
• Experience as a Software Engineer building and supporting full-stack applications in a modern software development environment.
• Hands-on experience with Java and Spring Boot, including developing backend services, APIs, and application components.
• Experience with modern frontend technologies such as TypeScript and React.
• Experience or familiarity with Databricks, Apache Spark, or PySpark, particularly for data processing, analytics, or data-intensive applications, is highly desirable.
• Strong foundation in object-oriented programming, API development, software design, and engineering best practices.
• Understanding of scalable and distributed systems, including considerations around performance, reliability, maintainability, and efficient data processing.
• Ability to work across the application, service, and data layers, understanding how different components come together to deliver end-to-end solutions.
• Strong analytical and problem-solving skills, with the ability to break down complex technical challenges, evaluate tradeoffs, and develop effective solutions.
• Demonstrated ability to write clean, maintainable, testable code and contribute effectively to code reviews and quality-focused development practices.
• Strong communication and collaboration skills, with the ability to work effectively with Product, Data Engineering, QA, and other technical and business stakeholders.
• Curious and adaptable, with a growth mindset and willingness to learn new technologies, explore unfamiliar problems, and take on increasing levels of responsibility.
• Bachelor's degree in Computer Science, Engineering, Information Systems, or a related STEM discipline, or equivalent practical experience.

This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges
Arlington, Virginia: $106,000 - $169,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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