Apple

Software Engineer, Finance Engineering

Apple$150K — $180K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • B.S. in Computer Science or equivalent work experience.
  • 8 years of professional software development experience.
  • 6 years of experience with Java, especially in concurrency and performance optimization.
  • 8 years of experience with OOP, algorithms, and software design patterns.
  • 6 years of experience building production applications using Spring ecosystem tools.
  • 6 years of experience in creating high-performance cloud-based distributed systems.

Responsibilities

  • Develop services for an intelligent financial system transaction pipeline.
  • Design the orchestration layer and APIs for AI agents.
  • Build user interfaces for finance operators to interact with the system.
  • Collaborate with platform architects and finance teams to ensure accuracy.
  • Maintain ownership of backend services with a focus on correctness and auditing.

Benefits

  • Work on innovative technology using AI to transform financial systems.
  • Engage in meaningful collaboration with diverse teams (Finance, Accounts Payable).
  • Possibility to lead and mentor junior engineers, fostering team growth.
  • Opportunity to influence key financial applications and systems directly.
Full Job Description
Description

Most financial systems record what happened. We are building one that reasons - where AI agents interpret business intent, validate and enrich transactions, route approvals, match documents, and resolve exceptions, with humans in the loop by policy rather than by default.

As a Senior Software Engineer, you will build the services that make that possible: the transaction pipeline, the sub-ledger, the orchestration layer, the tool APIs agents call, and the interfaces finance operators use to supervise and correct agent work. You will work across the stack with a backend center of gravity - the majority of your time in distributed services and data, and real ownership of the APIs and operator-facing surfaces that sit on top of them.

You will work closely with the platform architect and with Finance, Controllership, and Accounts Payable partners. Correctness matters here in a way it doesn't in most systems: the code you write moves money, and it gets audited.

Minimum Qualifications

B.S. in Computer Science, Computer Engineering, or a related technical field, or equivalent professional work experience.

8 years experience developing software in a professional capacity.

6 years experience with Java, including mastery in concurrency, memory management, and performance optimization techniques.

8 years working with OOP principles, data structures, algorithms, and software design patterns (e.g. GoF), with a proven focus on implementing testable, maintainable, and extensible backend code.

6 years experience building production applications with the Spring ecosystem (e.g. Spring Boot, Spring MVC, Spring Security, Spring Data, Spring Cloud, etc.), including mastery in dependency injection, auto-configuration, reactive programming with WebFlux, and designing microservices using Spring-based patterns.

6 years experience designing, implementing, and shipping high-scale, high-performance, highly available, fault-tolerant, and secure cloud-based distributed systems.

Preferred Qualifications

6 years experience in API design and implementation, including mastery in RESTful API principles, gRPC, GraphQL, contract-first design (e.g. OpenAPI/Swagger, Protobuf, etc.), API versioning strategies, gateway patterns, rate limiting, and designing APIs for backward compatibility and long-term evolution.

6 years experience using relational (e.g. Oracle, Postgres, MySQL, etc.) and NoSQL (e.g. Cassandra, MongoDB, etc.) databases, including mastery in schema design, query optimization, performance tuning (e.g. execution plan analysis, indexing strategy, and query rewriting), and understanding of database transaction foundations across systems.

6 years experience with Natural Language Processing and Generative AI systems, including Large Language Models (LLMs), Retrieval Augmented Generation (RAG) architectures, embedding pipelines, vector databases (e.g. Pinecone, Weaviate, pgvector, etc.), fine-tuning, and prompt engineering for production applications.

Track record of leading software projects that span multiple, distributed teams as a tech lead (TL), while mentoring senior-level software engineers.

Hands-on experience leveraging GenAI coding tools (e.g., Claude, Copilot, Codex) to accelerate the software development lifecycle, enhance code quality, and streamline debugging and testing processes.

Experience with message-driven and event-driven architectures, including mastery in messaging systems (e.g. Kafka, RabbitMQ, ActiveMQ, etc.), event sourcing, CQRS patterns, and designing reliable asynchronous communication between distributed services.

Experience with caching strategies and in-memory data technologies (e.g. Redis, Memcached, Hazelcast, Ehcache, etc.), including mastery in cache invalidation patterns, distributed caching architectures, and session management for high-throughput applications.

Experience with search and indexing technologies (e.g. Elasticsearch, OpenSearch, Solr, etc.), including designing search architectures, index optimization, query tuning, and implementing full-text search for large-scale datasets.

Experience with distributed data orchestration & computing systems (e.g. Airflow, Spark, Flink, etc.), including designing and managing complex data workflows, batch and real-time stream processing pipelines, and ensuring data pipeline reliability and fault tolerance at scale.

Experience with contract testing and API test automation for microservices architectures, including mastery in consumer-driven contract testing (e.g. Pact, Spring Cloud Contract, etc.), API validation tools (e.g. REST Assured, Postman, etc.), and strategies for testing asynchronous and event-driven systems.

About Apple

Apple is a corporation that designs, manufactures, and markets mobile communication and media devices, personal computers, portable digital music players, and sells a variety of related software, services, peripherals, networking solutions, and third-party digital content and applications. Apple provides many products and services, including iPhone; iPad; iPod; Mac; Apple TV; a portfolio of consumer and professional software applications; the iOS and OS X operating systems; iCloud; and accessories, service, and support offerings. It sells its products worldwide through its retail stores, online stores, direct sales force and third-party cellular network carriers, wholesalers, retailers, and value-added resellers to the consumer and also sells third-party iPhone, iPad, Mac and iPod compatible products, including application software and accessories through its online and retail stores. Introduced in 1984, the Macintosh was the first widely sold personal computer with a graphical user interface (GUI). That feature and others such as an improved floppy drive design and a low-cost hard drive that made data retrieval faster helped Apple cultivate a reputation for innovation. Apple was named as the most admired company in the United States in 2008 and in the world from 2008 to 2012 by the Fortune magazine. The company was founded by Steven Paul Jobs, Steve Wozniak, and Ronald Gerald Wayne on April 1, 1976, and is headquartered in Cupertino, California.

Apple Careers

Join Apple, a place where extraordinary people gather to do their best work. Our ever-expanding global team is at the forefront of innovation and leadership in the tech industry. At Apple, we're not just building products—we're crafting the kind of wonder that revolutionizes entire industries. It's the diversity of our people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Work You’ll Do Embark on a journey with Apple’s market-leading team to help some of the world’s most influential companies navigate their path to digital mastery with cutting-edge technology and services. Transform industries and touch lives with your unique ideas at Apple. Here, you’ll lead through a unique position at the intersection of technology, creativity, and robust industry expertise. Collaborate with a global team of professionals who are at the top of their game in technology and design. Apple isn’t just a company, it’s a community of innovators and passionate thinkers. Introducing the Apple Innovation and Leadership Initiative We are building a market-leading team to drive our efforts in delivering groundbreaking solutions and services. At Apple, job opportunities are abundant, offering you the chance to explore diverse roles from engineering to marketing, all designed to empower your career growth. Do Innovative Work Join the largest group of creative and technical experts in the world—professionals dedicated to redefining what’s possible through technology and innovation. Deliver targeted solutions through a depth and breadth of expertise that’s unmatched, driving forward our commitment to excellence and leadership in every project we undertake. Be Part of a Great Team Engage in a wide range of projects utilizing Apple’s technology and resources. Harness the unparalleled capabilities, global scale, and joint solution development that only Apple can offer. Future-Proof Your Career Advance your career with limitless opportunities at Apple. Go as far as your ambition takes you with unmatched training, development, and certification support. Explore Discover how Apple is leading the way in tech innovation: [With iOS] Businesses can streamline operations and enhance customer interactions... READ MORE Smart home technology integration that sets the standard for convenience and security... READ MORE The Apple Experience Our combined service capabilities, global scale, and joint solution development help clients overcome challenges and lead transformation in their industries. Clients worldwide look to Apple for new strategies and solutions that drive growth and innovation in the digital era. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Whether you’re seeking a professional role, an internship, or a leadership position, Apple offers a variety of employment opportunities. SEARCH APPLE JOBS Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. READ CAREERS BLOG Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await at Apple, a company committed to diversity, innovation, and leadership. Explore job opportunities, employment benefits, and the culture of growth and innovation at Apple. Prepare your resume, hone your interview skills, and ready yourself for a career at one of the most prestigious companies in the world. Join us in pushing the boundaries of what is possible.
Learn more about Apple
Size
154,000 employees
Market Cap
$2,074.3 billion
Industry
Net Income
$63.9 billion
Founded
1976
5 Year Trend
+11.5%
Revenue
$294.1 billion
NASDAQ

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