The Middle Market Property team is seeking an experienced Senior Underwriter to join and help drive growth on our $600M nationwide property book. This role is critical to underwriting new and renewal business for middle market property risks. The Senior Underwriter will report to regional leadership and be based in one of our primary regional offices.
Location: New York, NY; Chicago, IL; Atlanta, GA; Houston, TX; Dallas/Addison, TX
Key Responsibilities:- Solicit and review new and renewal property submissions from diverse production sources.
- Analyze submitted documentation in accordance with company underwriting standards and guidelines; request additional information when necessary.
- Within assigned underwriting authority, prepare and present quotation terms and conditions to brokers and clients.
- For risks outside authority, create written referrals and submit with recommendations to appropriate approval authority.
- Review and approve binding terms/conditions, including endorsements and amendments for new and renewal business.
- Prepare insurance details for binders and reinsurance documentation for underwriting assistants; ensure accurate booking and billing.
- Set up, review, and approve policy forms and endorsements for all issued policies.
- Approve final bound policy terms prior to distribution to brokers/clients, ensuring compliance with underwriting standards.
- Maintain comprehensive file documentation as per company procedures.
- Prepare and submit required reports to Home Office and management.
- Perform additional duties as assigned by management.
Qualifications:- Bachelor's degree in business, finance, insurance, or related field.
- Minimum of 5 years of direct property underwriting experience, preferably in middle market/commercial lines.
- Demonstrated ability to analyze complex risks and make sound underwriting decisions.
- Strong communication, negotiation, and relationship-building skills.
- Proven ability to work collaboratively within a team and with external partners.
- Interest in ongoing professional growth and consideration for future management opportunities.
- Proficiency in relevant underwriting platforms and Microsoft Office Suite.
Preferred:- Professional designations (CPCU, ARM, etc.) or progress toward completion.
Companies is required by law to include a reasonable estimate of the compensation range for this role. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets: experience and training: licensure and certifications: and other business and organizational needs. A reasonable estimate of the current range is $135,000-$150,000
