Undergraduate degree in business, insurance, or related field preferred.
Pursuing AFSB, CPCU or similar insurance/finance certification desired.
Extensive commercial or contract surety underwriting experience preferred.
Advanced knowledge of surety operations, products, and underwriting best practices required.
Excellent verbal and written communication skills necessary for engaging with senior leadership and agencies.
Responsibilities
Monitor market conditions and verify gathered information.
Analyze portfolio performance and implement actions for profitable growth.
Review and suggest updates to underwriting guidelines as the unit expands.
Participate in operational initiatives to execute the plan effectively.
Collaborate across teams to identify and develop cross-selling opportunities.
Create and integrate territory sales plans to meet objectives.
Communicate strategic direction to external partners and stakeholders.
Benefits
Support for flexible working arrangements.
Enhanced family-friendly leave benefits.
Inclusion and diversity initiatives, including Business Resource Groups.
Comprehensive retirement savings and health programs.
Learning and development opportunities to enhance professional skills.
Full Job Description
Open in Central Region, USA
The primary focus of this role is on broad territory management, which includes relationship, underwriting and expense management. This role develops and maintains business relationships with agencies and/or brokers for the purpose of sales growth and distribution expansion, and independently underwrites accounts based on authority level granted to the role and underwriting appetite.
What you'll be doing
What will your essential responsibilities include?
Monitors market conditions and confirms information gathered within market space.
Analyzes performance of portfolio as well as individual account performance and develops appropriate action to drive profitable growth based upon the analysis.
Reviews underwriting guidelines and provides input on new guidelines as the Commercial Bond unit expands.
Actively participates and contributes to operational initiatives within PRCB to execute the operational plan.
Works with other members of the PRCB team, Specialty and P&C to develop and pursue cross selling opportunities.
Plans, develops and integrates territory sales plans to achieve top and bottom-line objectives.
Communicates strategic direction and operational plans to external partners.
Communicates policies, procedures, and financial budgets that result in attainment of business objectives.
Develops and maintains outstanding business relationships with key groups and individuals within the commercial lines market.
Develops customer service standards for commercial bond team. Drives customer service performance to established standards.
Works in partnership with fellow leaders to manage the training of employees and to ensure a high degree of competency and professionalism.
Sets operational expectations, goals and strategies.
You will report to the Underwriting Manager, Commercial Bond.
What you'll bring
We're looking for someone who has these abilities and skills:
Education: Undergraduate degree in business, insurance, or a related field preferred.
License/Certification/Designation: Actively pursuing of AFSB, CPCU or other insurance/finance related certification desired.
Experience: Extensive commercial or contract surety or related underwriting experience preferred.
Knowledge: Requires advanced knowledge of contract and/or commercial surety operations products, procedures and practices. Expertise in bond lines of business, ratings, customer environment and markets. Requires extensive knowledge of bond underwriting best practices, field underwriting operations and day-to-day underwriting operational needs. Familiarity with other company products preferred.
Skills/Competencies: Must have excellent verbal and written communication skills in order to disseminate vision of senior leadership and to motivate a large agency force. Ability to set work priorities and to initiate, evaluate and recommend solutions to upper management.
Must have the ability to perform duties with independent judgment, with underwriting authority and company underwriting standards.
Demonstrated decision-making ability required in day-to-day operations
The U.S. base salary range for this position is $107,600 to $209,100 USD.
Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.
About AXA Group
AXA is a French multinational insurance firm that engages in global insurance, investment management, and other financial services. The AXA Group operates primarily in Western Europe, North America, the Asia Pacific region, and the Middle East, with a presence also in Africa. AXA is a conglomerate of independently run businesses, operated according to the laws and regulations of many different countries. The company is a component of the Euro Stoxx 50 stock market index.
