Charles Schwab

Senior Software Engineer - Enterprise Architecture & AI Solutions Engineering

Charles Schwab$120K — $160K *
Enterprise Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s or Master’s degree in Computer Science or equivalent experience
  • Demonstrated ownership of full-stack systems
  • Proven experience in designing AI systems for production
  • Depth in agentic systems and AI protocols
  • Strong command of enterprise design patterns and distributed systems
  • Ability to define precise technical specifications and evaluate models
  • Hands-on database expertise across various database types
  • Experience in improving development practices and engineering standards
  • Strong communication and collaboration skills
  • Commitment to responsible AI practices

Responsibilities

  • Build and evolve internal platforms and reusable frameworks
  • Contribute to platforms focused on technical debt and governance
  • Design scalable and secure AI systems
  • Partner with architects and engineers to solve complex problems
  • Model engineering standards through reference implementations
  • Direct AI-assisted development and critically evaluate outputs
  • Manage and maintain production operations for AI workloads

Benefits

  • Bonus or incentive opportunities
Full Job Description
Schwab is seeking a Senior Software Engineer to join Enterprise Architecture Solutions Engineering within Enterprise Architecture and the Office of the Chief Technology Officer (CTO). In this hands-on engineering role, you’ll help build and evolve the internal platforms, reusable frameworks, AI tooling, golden paths, agentic infrastructure, and governance guardrails that enable Schwab engineering teams to scale AI responsibly and effectively. You’ll contribute directly to platforms including technical debt management, enterprise governance, agent registries, agent pipelines, architecture assessment, and internal AI enablement solutions, using strong engineering judgment to design systems that are scalable, secure, observable, and production-ready. This role is ideal for an engineer who enjoys working across technologies, applying AI and large language models as force multipliers, and moving between platforms, frameworks, and product priorities as enterprise needs evolve. Your impact will come through the systems you ship, the standards you model, and the way you partner with architects, engineers, and stakeholders to solve complex problems with clarity, precision, and accountability. What you have

Required Qualifications

  • Bachelor’s or Master’s degree in Computer Science or equivalent professional experience.
  • Demonstrated senior-level engineering depth through hands-on ownership of full-stack systems shipped end to end.
  • Proven experience designing and delivering AI systems in production environments.
  • Depth in at least two of the following: agentic systems, tool orchestration, MCP or related protocols, retrieval-augmented generation, embeddings, vector search, knowledge retrieval pipelines, prompt/context engineering, formal AI evaluation, testing, and guardrails.
  • Strong command of enterprise design patterns, domain-driven design, distributed systems, service interfaces, and production-ready architecture.
  • Ability to decompose complex problems, define precise technical specifications, direct AI-assisted development effectively, and critically evaluate model-generated output.
  • Strong working knowledge of cloud platforms with the ability to reason about scalability, resilience, cost, security, and production operations for AI workloads.
  • Hands-on database expertise across relational, NoSQL, vector, or graph databases, including data modeling, query tuning, indexing, query plans, and storage trade-off decisions.
  • Experience reviewing code, pairing with engineers, improving development practices, and setting engineering standards through shipped reference implementations.
  • Strong communication, problem-solving, and collaboration skills with the ability to partner across business, technology, architecture, and engineering audiences.
  • Commitment to responsible AI practices, including security, privacy, evaluation, governance, and safety built into delivery.
Preferred Qualifications
  • Experience working in private-sector, startup, or highly ambiguous environments where you owned problems across multiple technical layers.
  • Experience mentoring and growing engineers at multiple levels through code review, pairing, technical coaching, and example-setting.
  • Deep understanding of the software development lifecycle with examples of improving delivery practices, engineering standards, or team effectiveness.
  • Experience building reusable engineering frameworks, internal developer platforms, AI enablement tools, or enterprise-scale technical platforms.
  • Familiarity with coding agents, large language model APIs, orchestration frameworks, retrieval pipelines, model evaluation approaches, and AI governance patterns.
  • Ability to adapt quickly as priorities, platforms, frameworks, and product needs shift.
  • Curiosity and continuous learning mindset, with the ability to stay current as AI engineering practices evolve quickly.
In addition to the salary range, this role is eligible for bonus or incentive opportunities.

About Charles Schwab

Charles Schwab is a financial services company that provides a full range of securities, brokerage, banking, money management, financial advisory, investor, and retirement plan services. It operates in four main divisions; investing, wealth management, banking, and trading. Charles Schwab provides a full-service brokerage platform that serves individual investors who invest on their own or through a workplace-sponsored retirement or equity plan, as well as banking through Schwab Bank. The firm was founded in 1973 and is headquartered in San Francisco, California.

Charles Schwab Careers

Join the vibrant team at Charles Schwab, a leader in global finance, where your career is propelled by innovation, leadership, and a commitment to diversity and professional growth. At Charles Schwab, we offer more than just job opportunities; we provide a platform for you to make a significant impact on the industry and our clients' lives.

Work You’ll Do

At Charles Schwab, we are dedicated to helping our clients manage their financial futures. Being part of our team means you'll work alongside some of the most skilled professionals in the financial services industry. Our culture thrives on teamwork, integrity, and relentless dedication to our clients. Whether you're looking for a position in financial consulting, technology, or administrative support, Charles Schwab offers a dynamic work environment where your skills will be honed and your achievements recognized.

Innovate and Lead

Embrace the opportunity to lead through innovation. Charles Schwab’s commitment to technology and innovation is fundamental to our service delivery. By joining our team, you will be at the forefront of developing new solutions that redefine the future of finance. Your leadership can guide significant projects that impact our company and the industry.

Grow Your Career

Charles Schwab believes in fostering the growth of its employees. Whether through professional development programs, diversity training, or leadership workshops, we ensure that our team members receive the support and training they need to advance their careers. With a variety of career paths available, your job at Schwab can evolve with your interests and expertise.

Internship and Employment Opportunities

Start your professional journey with Charles Schwab through our internship programs or full-time employment opportunities. We seek individuals who are passionate, curious, and ready to drive change. A career at Schwab is not just about having a job; it's about building a lasting relationship with a company that values your potential.

Benefits and Culture

Charles Schwab is renowned for its employee-friendly culture. We offer a comprehensive benefits package that supports the health, financial stability, and work-life balance of our team members. From competitive salaries and bonuses to health insurance and retirement plans, Schwab ensures that your career is as rewarding as it is enriching.

Networking and Professional Development

Expand your professional network and enhance your skills through our various networking events, mentorship programs, and training sessions. At Charles Schwab, we believe in leveraging collective expertise to foster learning and innovation. Engage with leaders, gain insights from experienced professionals, and build relationships that will aid your career trajectory.

Join Our Team

Explore the numerous career paths available at Charles Schwab and discover how your talents can be utilized to their fullest potential. Search open positions that match your skills and interests. We are continuously hiring across various disciplines and look forward to adding innovative, driven individuals to our team.

Stay Connected

Keep up to date with the latest from Charles Schwab Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and be the first to know about new openings, company news, and professional tips.

Explore Charles Schwab Jobs

Ready to take the next step in your career? Visit our careers page to review current job openings, submit your resume, and prepare for your interview. At Charles Schwab, your future is waiting. [SEARCH CHARLES SCHWAB JOBS] Join Charles Schwab today and be part of a team that values diversity, innovation, and leadership—where your career can thrive in the exciting world of finance.
Learn more about Charles Schwab
Size
34,200 employees
Market Cap
$151.6 billion
Industry
Net Income
$3.2 billion
Founded
1973
5 Year Trend
+20%
Revenue
$12.1 billion
NASDAQ

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