Full Job Description
As Senior Products Counsel, you will develop and maintain clear, compliant, and commercially effective insurance policies and endorsements. Working across Legal, Underwriting, Claims, Compliance, and Product, you will translate business objectives into precise policy language and provide strategic counsel on policy interpretation, regulatory developments, and product initiatives.
Your responsibilities will include:
• Draft, revise, and negotiate insurance policies, coverage forms, endorsements, applications, and related product documents, with a focus on clear, consistent and commercial language.
• Translate underwriting strategy, risk appetite and business objectives into precise, enforceable, and practical policy language.
• Review forms for clarity, consistency, legal sufficiency, and regulatory compliance, and confirm that wording aligns with intended underwriting and claims practices.
• Provide strategic counsel to business partners and senior leaders on policy wording, coverage interpretation, product structure, and emerging legal issues, including the practical implications for product design and execution.
• Lead the policy-form lifecycle from development and internal approval through regulatory review, implementation and ongoing maintenance, working with relevant partners to manage dependencies and timelines.
• Monitor legal, regulatory, judicial, and market developments, assess their potential impact on existing and proposed products, and recommend timely policy-form updates.
• Maintain drafting standards, clause libraries, form inventories, version controls, and approval protocols that support consistency, governance, and efficient product development.
• Provide legal support for complex coverage matters, disputes, litigation, audits, and develop training and practical guidance for relevant stakeholders.
Your skills and abilities should include:
• Juris Doctor (JD) degree from an accredited law school and active membership in good standing in at least one U.S. state or territory.
• At least 8+ years of relevant legal experience, including substantial experience drafting and interpreting insurance policies and related product documentation.
• Strong knowledge of insurance contract law, principles of policy construction, and U.S. insurance product regulation.
• Exceptional drafting, analytical, project-management, and communication skills, with the ability to explain complex legal and coverage concepts clearly to business stakeholders.
• Demonstrated ability to work collaboratively and influence across Underwriting, Claims, Compliance, Product, Actuarial, and Operations.
• Experience with Specialty commercial insurance and excess and surplus lines, together with multistate form-filing experience, is strongly preferred.
We aim to retain and attract great people, knowing they can achieve a rewarding and enriching career. We offer a competitive and above market compensation package. The following are some of the benefits and perks we offer our employees:
• Medical
• Dental
• Vision
• FSA Medical and Dependent care
• Health Savings Account (HSA)
• EAP
• Basic Life and AD&D (company paid)
• Basic Long-Term Disability (employer) paid-Taxable income
• Employee paid Long Term Disability(voluntary)
• Company Medical Leave, Parental leave- 8 weeks full pay after 6 months of service
• Voluntary benefits: short term disability, Critical illness, Hospital Indemnity, Accident
• Travel assistance programs Company paid
• 401(k) 6 % safe harbor match, fully vested after two years, pre- and post-tax contributions allowed
• Gym reimbursement
• Legal plan
• Pet Insurance
• Tuition reimbursement
• Generous PTO
• Flexible work arrangement
• Fully stacked pantry on-site
• Team outings
• ERG Groups
Our CCPA Job Applicant Policy is found here: Sirius-America-CA-Job-Applicant-Privacy-Policy-Final.pdf
SALARY: The estimated annual salary range for this position is mentioned below. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, SiriusPoint will consider a candidate's relevant experience, location, and other job-related factors.
SALARY RANGE
$180,000-$200,000 USD
We are unable to sponsor or take over sponsorship of an employment visa at this time.