4+ years of experience in consumer digital product design
Portfolio showcasing problem framing, exploration directions, and outcomes, including AI usage
Experience on growth or experimentation teams with test variant design and iteration
Strong product sense and behavioral empathy to hypothesize user actions
Attention to detail that impacts design effectiveness
Bias for action prioritizing valid tests over polished designs
Comfort with ambiguity and enthusiasm for solving open problems
Daily use of AI tools in design work, enhancing speed and quality
Ability to produce working prototypes regularly and curiosity about technical skills
Critical judgment of AI outputs for quality assurance
Nice to have: front-end coding skills and experience in fintech or regulated industries
Responsibilities
Explore distinct solutions for business hypotheses to support growth squads
Provide clear recommendations and rationale to the team, incorporating feedback
Design with measurable outcomes in mind, focusing on hypotheses and user flows
Rapidly ship credible tests of ideas, overcoming blockers to launch
Analyze experiment results collaboratively, learning from both successes and failures
Utilize AI tools to build prototypes that address UX questions
Develop a design playbook incorporating AI-assisted methods and share insights with the team
Ensure clarity and honesty in user experiences, maintaining member trust
Benefits
Equity options
Hybrid work model requiring 2 days in-office per week
Collaborative team environment
Opportunities for professional growth and development
Access to cutting-edge AI tools and technologies
Full Job Description
POSITION SUMMARY
We're looking for a highly creative and self-motivated Senior Product Designer to join EarnIn's Growth team. Growth owns the parts of the product that bring members in and bring them back: acquisition, onboarding, referrals, and winbacks. Most problems you'll take on start as a business bet with no spec and no known solution. You'll explore solutions quickly and react to counterintuitive data. AI is a core part of how you'll work. You'll use it to explore more directions, prototype faster, and raise the quality of what we ship, using your judgment to decide what great, innovative UX looks like. The Mountain View base salary range for this full-time position is $204,957 to $250,503, plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position is in Mountain View and requires 2 days of in-office work per week.
WHAT YOU'LL DO
Take business hypotheses and explore distinct solutions on your own to support the different growth squads, and iterate based on data
Bring the team clear recommendations, explain your reasoning, and use feedback to reach a decision
Design toward a measurable outcome: know the hypothesis, the metric it should move, and the flows members use today
Ship the fastest credible test of an idea, and drive it through blockers to launch with product, engineering, data, legal, and brand partners, while pushing design quality
Read experiment results with the team, learn from the tests that lose, and update your understanding of our members to inspire new experiences
Build working prototypes with AI tools to answer UX questions and compare solutions, and use static screens only where they're enough
Write your own design playbook with new AI-assisted ways of working, and share what works with the design team
Keep every experience clear and honest, because our members trust us with their money
WHAT WE'RE LOOKING FOR
4+ years of experience designing consumer digital products
A portfolio that shows how you framed problems, the directions you explored, and the outcome your work moved. Include recent work that shows how you use AI in your process
Experience on a growth or experimentation team: you've designed test variants, read the results, and iterated after a loss/learning
Strong product sense and behavioral empathy: you can hypothesize why someone will or won't take an action, even when it is not obvious
Craft that serves the problem: you care about the details that change whether a design works
A bias for action with judgment: you'd rather have a valid test live this week than shipping something that doesn't test the hypothesis, or a super polished design next month
Comfort with ambiguity, and energy for open problems
Daily use of AI tools in your design work, such as Claude, Cursor, or v0, and/or a method you built or adopted that made you faster or better
Working prototypes as a normal part of your output, and curiosity about the technical skills that make you a better designer. No engineering background needed.
Critical judgment of AI output: you stay accountable for the quality of the result
Nice to have: front-end coding experience, conversion design for landing pages and onboarding, and experience in fintech or another regulated industry
#LI-Hybrid
About Earnin
Earnin is a financial services company that provides a mobile app that allows users to access their earned wages before payday. The app uses a proprietary algorithm to determine how much money users can access based on their work history and other factors. Earnin was founded in 2013 and is headquartered in Palo Alto, California.
