Minimum 10 years' experience with a major carrier or as an independent contractor in loss control services.
Extensive knowledge of commercial property and casualty lines, including specific coverage types.
Experience in conducting property assessments, including sprinkler system adequacy.
Familiarity with loss analysis and identifying trends for corrective actions.
Strong communication skills, particularly in writing and organization.
Excellent time management abilities.
Professional certifications such as CSP, OHST, ALCM, and/or ARM are preferred.
Responsibilities
Perform inspections and prepare detailed reports for insurance underwriting.
Conduct property assessments and evaluate safety systems based on occupancy and commodities.
Analyze loss trends and recommend corrective actions to mitigate risks.
Provide risk improvement services, including training and hazard analysis.
Upload completed reports and documentation through designated web systems.
Travel within a 50-mile radius to conduct assessments and inspections.
Benefits
Opportunity to work with a diverse range of industries including contractors, real estate, and manufacturing.
Engagement in challenging and impactful work that directly influences underwriting decisions.
Access to professional development through exposure to various specialty fields.
Flexible travel requirements within a reasonable territory.
Full Job Description
Senior Loss Control Consultant
Job Description
At Alexander & Schmidt, a Senior Loss Control Consultant performs inspections and prepares in-depth reports for insurance underwriting purposes. Insurance companies use the reports to properly insure a commercial building, or business operations, for a new policy or renewal of a current policy.
Required Skills
A Minimum 10 years' experience with a major carrier or working as an independent contractor providing loss control services.
Extensive understanding of commercial property and casualty lines.
Property assessments will potentially include the necessity to determine adequacy of sprinkler systems based on occupancy, commodities and racking systems.
Inland Marine coverages will include builders risk, contractor's equipment, motor truck cargo, WLL and MOLL and other specialty coverage's.
Commercial General Liability will include Premises, Operations, Products and Completed Operations.
Workers Compensation assessments for regulatory compliance and workplace safety.
Loss analysis involving identification of trends, root cause and appropriate corrective action.
Specialty fields such as Environmental and Professional Liability
Risk Improvement services including training, consulting, hazard analysis and regulatory assessments will also be conducted.
Solid communication skills-including exceptional writing ability, organizational skills, and computer skills
Excellent Time management skills
Professional certifications CSP, OHST, ALCM and/or ARM are preferred, but not required.
Uploading completed reports, photos and diagrams through a special website or complete reports on web based systems
Travel within a reasonable territory, 50 mile radius
This work will be challenging and covers everything from contractors to real estate to retail to warehouse and distribution to manufacturing.
High-quality, accurate loss control surveys guide the underwriter in the selection of profitable business, and assist the insured in controlling losses through the demonstrated value of the loss control services provided.
