Senior Liability Claims Adjuster - Major Case Unit

Berkshire Hathaway GUARD Insurance Companies

$100K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of experience in commercial general liability and businessowners' policy claims
  • Expertise in handling catastrophic claims with a focus on California litigation
  • Bachelor's degree required; JD or attorney license preferred
  • Proficient in interpreting insurance policies and analyzing coverage issues
  • Strong written and verbal communication skills
  • Excellent organizational and technical abilities
  • Licensed adjuster or possession of a willingness to obtain necessary licenses

Responsibilities

  • Manage large, litigated general liability claims, primarily in California
  • Analyze policies and coverage, focusing on risk transfer
  • Investigate claims, assess liability, and determine coverage relevance
  • Collaborate with legal counsel to shape litigation strategies
  • Review documentation, expert opinions, and medical records
  • Maintain reserves for indemnity and expenses; authorize payments
  • Document claim processes and gather statements throughout the lifecycle

Benefits

  • Support for obtaining and maintaining required state adjuster licenses
  • Training and continuing education opportunities
  • Flexibility to work from various office locations
  • Collaborative environment within a Major Case Unit
  • Opportunities for professional growth and development
Full Job Description
Overview

Responsibilities

The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit. This role will require significant experience handling catastrophic claims in California and will primarily involve managing a high volume of California-based losses.

 

Key Responsibilities:

  • Handle large, catastrophic claims with a strong emphasis on California losses, including a high volume of litigated matters
  • Analyze insurance policies, contracts, coverage issues, and risk transfer opportunities
  • Investigate claims, evaluate liability, and determine coverage applicability
  • Partner with panel counsel to manage litigation strategy and drive claim resolution
  • Review evidence, expert reports, and medical documentation
  • Establish and maintain indemnity and expense reserves; process payments within authority
  • Take statements and manage claim documentation throughout the claim lifecycle
Qualifications
  • At least 10 years of experience adjusting commercial general liability (CGL) and businessowners’ policy (BOP) liability claims
  • Experience handling catastrophic California claims, including litigation and complex exposures
  • Bachelor’s degree required; Juris Doctor (JD) or attorney license preferred
  • Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
  • Excellent written and verbal communication skills
  • Strong organizational and technical skills
  • Effective time management with the ability to prioritize competing demands
  • Willingness to occasionally travel for hearings, mediations, trials, and conferences
  • Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

 

Salary $100,000 - $150,000 +bonus

In accordance with applicable pay transparency laws, this range represents a good‐faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

 

This role may be based out of any of our office locations, including:

New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; and Scottsdale, AZ.

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