The position at a glance

As a Senior Credit Analyst, you will be responsible for managing the credit risk of a portfolio of Diversified Industrials clients. You will contribute to new business development, perform in-depth credit analysis, and collaborate with cross-functional teams to ensure timely and sound credit decisions. This role offers the opportunity to work with a wide range of stakeholders and contribute to the bank's growth strategy.

In detail

As Senior Credit Analyst on the Corporate Credit Management Team, the successful candidate will be responsible for the credit management of assigned corporate clients and for working on new client deals along with other colleagues on the Team (Analyst to Director). Core tasks and responsibilities include (among others):
• Managing and monitoring the credit quality of a portfolio of assigned Diversified Industrials Corporate Clients, including periodic review of borrowers' financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.
• Directly managing portfolio will consist primarily of IG and sub-IG Diversified Industrials groups, both leveraged and non-leveraged (including LBOs). Sound modelling skills are required
• Actively participate in deal teams with Sector Coverage Bankers and related product groups to drive the credit process for new origination activity for prospects, new clients and existing relationships
• Perform credit analysis and prepare credit memoranda for assigned corporate clients including new transactions, annual reviews, renewals, amendments, waiver requests and financial updates
• Evaluate clients/transactions for risk-related changes
• Strong interaction with the Risk, Bankers (i.e. Coverage) and Product Teams (among others, FX, IRD, Commodity, Global Trade Solutions, Loan Capital Markets, and Leveraged Finance Teams) including leading the credit process amongst the various stakeholders to ensure an in-depth and thorough credit assessment as well as an efficient and smooth turnaround of transactions
• Be a team player supporting and working with other team members, bringing value and contributing to the success of the team
• Maintain reporting related to the assigned portfolio including among other things exposure tracking, regulatory related requirements, and other general reports for internal/external uses
• Interact with other bank branches to coordinate on client strategy and interact with internal and external auditors during loan examinations
• Attend bank meetings and/or client calls with the Bankers

Work conditions: This position provides for standard working conditions in an office and a normal work schedule from Monday to Friday. This position requires little travel.

The strengths and skills that will help you succeed

• Degree in Finance or Accounting or Master in Finance and/or MBA/CFA
• Minimum of 6 years of prior experience in corporate banking (preferably in corporate credit management) and/or at rating agencies covering Corporate Clients
• Fluency in English *
• Good knowledge of financial statement analysis and fundamental corporate credit analysis skillset
• Knowledge of general banking products and banking practices including an understanding of loan structures, terms, credit agreements and projection modeling skills
• Advanced projection modeling skills
• Highly organized, motivated and hard working with strong business writing and verbal skills
• Ability to confidently operate independently and to constructively interact with more senior stakeholders
• Excellent business writing skills
• Proficiency in Word and Excel

*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required.

What9s in it for you

In addition to competitive compensation, we offer flexible benefits including a family and spouse insurance program, a defined contribution pension plan and paid days for volunteering. Hybrid work arrangements are available for most positions. In-office presence is required a minimum of 3 days per week, one of which must be on a Monday and/or a Friday. BNP Paribas provides excellent training and personal development programs, as well as opportunities for career development within the company and internationally.

To find out more about our range of benefits, click here

What you need to know

• We will review candidates as they apply, so don9t wait to submit your application;