Capital Bank, N.A.

Senior Business Analyst

Capital Bank, N.A. • $110K — $130K *
Rockville, MD 20850In-Person
Finance & Insurance
Less than 5 years of experience
1 week ago
Job Overview by Ladders

Qualifications

  • 1-5 years of experience in advanced analytics and credit policy development
  • Bachelor's degree in a quantitative field like Statistics, Data Science, Economics, or Finance
  • Proficiency in SQL and Python for data analysis
  • Exceptional critical thinking and problem-solving skills
  • Strong communication abilities for conveying insights to diverse audiences

Responsibilities

  • Perform credit analysis using SQL and Python
  • Analyze and optimize lending strategies, refining approval policies
  • Develop credit strategy recommendations based on analytical performance
  • Present data-driven recommendations to leadership stakeholders
  • Build valuation models to guide credit policy decisions
  • Establish monitoring plans for strategy testing
  • Proactively assess credit risk and suggest policy adjustments

Benefits

  • Comprehensive benefits package including medical, dental, and vision insurance
  • Company contributions to 401k regardless of employee's contribution
  • Paid parental leave and generous paid time off policies
  • Employee recognition programs and leadership development opportunities
  • Tuition reimbursement program for further education
  • Paid charity hours for volunteering opportunities
Full Job Description
Position Purpose

As a Senior Business Analyst within OpenSky, you will have the opportunity to leverage advanced analytics and strategic thinking to solve challenging business problems. We are looking for a results-focused individual with exceptional analytical skills and business judgment and experience with SQL and Python. You will play a pivotal role in developing lending strategies by leveraging data-backed decisioning. You will be part of a collaborative environment that values your input, and you will have the opportunity to develop strategies that have a positive impact on customers and financial performance. Prior experience with credit analytics and consumer lending is a must.

Position Responsibilities
  • Perform credit analysis using advanced analytics in SQL and/or Python
  • Analyze and optimize lending strategies, including approve/decline policy and credit line assignment
  • Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment
  • Present data-backed recommendations to leadership based on your analysis
  • Build and/or leverage valuation models to inform credit policy recommendations
  • Establish testing and monitoring plans
  • Proactively monitor credit risk and performance, identifying whether policy adjustments are needed
  • Partner with cross-functional teams to implement strategies

Minimum Education & Experience
  • 1-5 years of experience in advanced analytics, including developing credit policies
  • Bachelor's degree in quantitative field (e.g. Statistics, Data Science, Engineering, Economics, Finance, Business)

Technical Knowledge and Skills
  • Exceptional results-focus and relentless persistence in solving problems
  • A proven track record of decision making and problem solving based on analytics
  • Exceptional critical thinking skills with attention to detail
  • Highly proficient with analytical tools such as Python and SQL
  • Successful track record of thriving in a fast-paced environment
  • Proven ability to clearly and effectively communicate complex analytical insights to both technical and non-technical audiences

Compensation
  • Base Salary Range: $110k - $130k annually / hourly. Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description.
  • Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Working Arrangements
  • Full-time Hybrid role

Why Join Us?
  • Join a growing company with a culture that fosters an entrepreneurial spirit
  • Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?
  • Company Contributions to your 401k - Regardless of your contribution
  • Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
  • Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities

About Capital Bank, N.A.

Capital Bank, N.A. is a regional bank that provides a range of financial services to individuals and businesses. The bank offers personal and business checking and savings accounts, loans, mortgages, and credit cards. Capital Bank, N.A. was founded in 2010 and is headquartered in Raleigh, North Carolina. The bank has over 150 branches across the southeastern United States.
Learn more about Capital Bank, N.A.
Size
257 employees
Market Cap
$327.1 million
Industry
Finance & Insurance
Net Income
$25.8 million
5 Year Trend
+20.1%
NASDAQ
CBNK
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at Capital Bank, N.A.

More Finance & Insurance Jobs

Find similar Senior Business Analyst jobs:

NationwideRockville, MD