Capital Bank, N.A.

Area Sales Manager - Southeast Region

Capital Bank, N.A.$108K — $130K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in mortgage sales leadership roles
  • Proven track record in recruiting successful mortgage sales professionals
  • Strong understanding of retail mortgage sales and market development
  • Experience in developing and executing growth strategies
  • Comprehensive knowledge of mortgage products and regulatory standards
  • Excellent leadership and relationship-building skills
  • Ability to manage organizational change effectively

Responsibilities

  • Drive market expansion initiatives across assigned territories
  • Collaborate with sales leaders to recruit top-performing Branch Managers and Loan Originators
  • Execute strategic plans to boost market share and profitability
  • Mentor and coach Branch Managers and Loan Officers for optimal performance
  • Foster a high-performance sales culture focused on collaboration and customer experience
  • Partner with Operations to ensure smooth customer interactions
  • Monitor production trends and overall sales performance

Benefits

  • Comprehensive medical, dental, and vision coverage
  • Company-funded life and disability insurance
  • 401k contributions by the company, regardless of employee contribution
  • Generous paid parental leave and time-off policies
  • Tuition reimbursement and professional development opportunities
  • Paid charity hours for community engagement
  • Remote work opportunity within the Southeast region
Full Job Description
Position PurposeThe Area Manager, Mortgage Sales, reporting directly to the SVP, Head of Sales, is responsible for driving growth, recruiting, sales leadership, and market expansion across an assigned geographic region for Capital Bank Home Loans (CBHL). This individual will play a key role in building and scaling the company's presence across multiple states by recruiting high-performing Branch Managers and Mortgage Loan Originators while developing strong local market relationships. The VP will partner closely with Sales Leadership, Operations, Capital Markets, Marketing, and Recruiting to help execute the strategic growth initiatives of CBHL. The ideal candidate is a proven mortgage leader with strong recruiting capabilities, leadership presence, and the ability to build high-performing teams in a competitive environment. This role may be structured as either a producing/originating manager or a non-producing sales leader depending on the candidate and market opportunity.

Position Responsibilities
  • Drive regional growth and market expansion initiatives across assigned states and territories.
  • Partner with the VP, Head of Sales and VP, Head of Growth & Strategy to recruit Branch Managers, producing teams, and individual Mortgage Loan Originators.
  • Develop and execute strategic sales plans designed to increase market share, production volume, and profitability within the region.
  • Coach, mentor, and support Branch Managers and Loan Officers to maximize performance, productivity, and long-term growth.
  • Build and maintain a high-performance sales culture centered around accountability, collaboration, and customer experience.
  • Partner with Operations and Credit leadership to ensure a seamless customer experience and strong operational execution.
  • Collaborate with Secondary Marketing and Capital Markets to ensure product positioning and pricing competitiveness within local markets.
  • Work closely with Marketing leadership to support local business development, branding, and lead generation initiatives.
  • Monitor regional production trends, pipeline management, profitability, and overall sales performance.
  • Ensure all sales activities are conducted in compliance with company policies, mortgage regulations, and applicable banking guidelines.
  • Represent CBHL professionally within the marketplace and develop relationships with referral partners, builders, Realtors, financial professionals, and community organizations.
  • Assist in developing and implementing sales training, onboarding, and coaching initiatives for regional production teams.
  • Support strategic initiatives and organizational growth objectives established by executive leadership.

Minimum Education & Experience
  • Proven mortgage sales leadership experience managing a branch, multi-branch operation, or regional sales territory.
  • Demonstrated success recruiting and developing high-performing mortgage sales professionals.
  • Strong understanding of retail mortgage sales, branch operations, recruiting strategy, and market development.
  • Experience building strategic growth plans and executing against production goals.
  • Comprehensive knowledge of mortgage products, pricing structures, underwriting guidelines, and regulatory requirements.
  • Strong leadership, communication, coaching, and relationship-building skills.
  • Experience managing change and driving organizational growth initiatives preferred.

Technical Knowledge and Skills
  • Microsoft Office Suite including Word, Excel, Outlook, and PowerPoint.
  • Experience using Encompass or similar mortgage loan origination systems.
  • Strong understanding of mortgage workflow, loan documentation, and operational processes.
  • Excellent verbal and written communication skills.
  • Knowledge of mortgage lending regulations and compliance standards.
  • Ability to analyze production performance and develop strategic sales initiatives.

Other
  • Market focus includes the Southeast region, with primary emphasis on South Carolina, North Carolina, Georgia, and Florida.

Compensation
  • Base Salary Range: Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description.
  • Additional Compensation: This role will participate in a lucrative incentive compensation plan.

Working Arrangements
  • This position is 100% remote and supports the Southeast market. Candidates must reside within the Southeast region to be considered for this position.

Why Join Us?
  • Join a growing company with a culture that fosters an entrepreneurial spirit
  • Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?
  • Company Contributions to your 401k - Regardless of your contribution
  • Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
  • Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities


Supporting Businesses. Helping People. Strengthening Communities.

About Capital Bank, N.A.

Capital Bank, N.A. is a regional bank that provides a range of financial services to individuals and businesses. The bank offers personal and business checking and savings accounts, loans, mortgages, and credit cards. Capital Bank, N.A. was founded in 2010 and is headquartered in Raleigh, North Carolina. The bank has over 150 branches across the southeastern United States.
Learn more about Capital Bank, N.A.
Size
257 employees
Market Cap
$327.1 million
Industry
Net Income
$25.8 million
5 Year Trend
+20.1%
NASDAQ

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