About the role

We're seeking a Strategic Finance Senior Associate to join the Finance team at Chime. As a finance team member, you will have a key role in collaborating with the Strategic Finance team to shape our business and financial strategy, while completing numerous high-impact initiatives at the company. You will help us build unit economic frameworks to better understand our business model to drive continuous improvement of KPIs, while collaborating with cross-functional business partners to evaluate the ROI of products, features, and initiatives. We are looking for an analytical problem-solver with a strategic mindset - someone who can do more than just crunch numbers! A key part of this role is the ability to understand the details while keeping sight of the broader strategy. This is a high-visibility role on a tight knit team. You will work day to day with Product, Analytics, Risk, Growth, Accounting, and Corporate Finance. The StratFin team routinely interacts with senior executives and cross-functional partnership is an everyday occurrence, so effective communication skills are a must!

The base salary offered for this role and level of experience will begin at $119,000.00 and up to $165,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
In this role, you can expect to

• Support the development of unit economic frameworks to evaluate the ROI of various products, features, and business strategies and guide Chime's decision-making
• Evaluate economic viability and drive strategy for Chime's new and emerging products
• Build strong working relationships with cross-functional teams including Product, Risk, Analytics, and Marketing to strategically advise on financial impact and improve business performance
• Use tools such as Pigment to manage and own financial forecasts and advise executive leadership on business unit and product performance on a regular basis
• Contribute to board/investor materials, public facing materials & disclosures, and other external reporting to advise investors and other key partners on overall company financial health and product positioning & performance
• Guide and partner closely with our Analytics team to create dashboards and KPIs to track product health, as well as evaluate experimental results
• Champion the adoption of AI and automation across the forecast process, compressing close-to-forecast turnaround, standardizing recurring reporting, and reducing manual effort in Pigment and Sheets

To thrive in this role, you have

• Minimum 4-7 years of relevant experience in strategic finance, FP&A, investment banking, consulting, or business intelligence; prior experience at a high-growth technology or financial technology company a plus
• Bachelor's Degree, or equivalent degree in Business, Finance, Economics, Accounting or other relevant field
• Demonstrated experience building driver-based forecasts (e.g., volume × rate, unit economics, cohort models) with a clear point of view on how you validate drivers and diagnose forecast vs. actual variance
• Expertise in Excel / Google Sheets - you can build scalable, efficient, and auditable models with clear assumptions, and you have opinions about how a model should be structured
• Superior communication skills and the ability to collaborate with all levels of an organization - you can take a complex, multi-driver result and give a non-finance partner the answer first, then the logic
• A strong sense of ownership and comfort with ambiguity
• Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
• A team-oriented mindset and a positive attitude
• Bonus Experience: payments, banking, or money-movement economics; cohort analysis; Pigment, NetSuite, Looker, Snowflake

#LI-Onsite #LI-LB1

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates.
• Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
• Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
• Generous vacation policy and company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to family planning reimbursement
• ♥ A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.