Capital One Financial Corporation

Senior Associate, Data Scientist - US Card (Applied GenAI)

Capital One Financial Corporation$135K — $154K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's or Master's Degree in a quantitative field, or an MBA with a quantitative concentration
  • 2+ years of experience performing data analytics
  • Hands-on experience with Python, Scala, or R
  • Experience with AI/ML tools and ecosystems
  • Experience with AWS or cloud computing platforms
  • Strong statistical background with model building and validation
  • Proficiency in SQL for data retrieval and manipulation

Responsibilities

  • Apply expertise in unstructured data to utilize open source LLMs and VLMs
  • Automate workflows using a variety of technologies to process vast amounts of data
  • Build and operationalize machine learning and NLP models for millions of users
  • Evaluate GenAI application architectures and best practices for deployment
  • Define requirements for AI observability and decision traceability
  • Monitor AI system behavior and maintain testing controls to manage risks
  • Collaborate with cross-functional teams to align solutions with business goals

Benefits

  • Comprehensive health coverage
  • Financial benefits including retirement plans
  • Incentive compensation opportunities, including cash bonuses
  • Inclusive workplace promoting well-being and diversity
  • Access to a range of professional development resources
Full Job Description
Senior Associate, Data Scientist - US Card (Applied GenAI)

As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Team Description:

The Servicing Intelligence team delivers data science solutions to capture value from unstructured, multi-modal data sources — text, image, and audio data. We operate as an applied data science team, building with open source generative AI models and tooling, but prioritizing application over research to scale the adoption of AI with in-market solutions.

You will sit on a team of data scientists that collaborates daily with product, tech, and business teams to embed AI in varied domains, including frontline agent servicing, back office document processing, AI for regulatory compliance, and overall customer experience. Your work will apply generative AI on millions of inputs, spanning from extracting key information from unstructured documents to analyzing call transcripts to resolve the root cause of customer friction.

As a core member of the team, you will be the driving force to create best-in-class products and experiences powered by the latest emerging generative AI technologies.

Role Description:

In this role, you will:

  • Apply expertise in unstructured data (text, image) to harness the power of open source large language models (LLMs) and visual language models (VLMs)

  • Leverage a broad stack of technologies 6 LangGraph, LlamaIndex, Weights and Biases Weave, Hugging Face, PyTorch, AWS, and more 6 to automate workflows using huge volumes of text and vision data

  • Build machine learning and NLP models through all phases of development, from design through training, evaluation, and validation; partnering with engineering teams to operationalize them in scalable and resilient production systems that serve 80+ million customers.

  • Assessing GenAI or LLM-Powered application architectures in production, including best practices for Generative AI development and deployments.

  • Define requirements for AI observability, focusing on the traceability of autonomous decisions and comprehensive system audit trails.

  • Evaluate the dynamic behavior of AI systems and oversee the development of key continuous monitoring controls and testing, ensuring that non-deterministic outputs and autonomous actions remain within risk appetite.

  • Get into the weeds of internal business processes and data operations by guiding annotators to curate high quality, consistent datasets for model training, evaluation, and ongoing AI monitoring.

  • Collaborate on a team of data scientists through all phases of project development, from design through training, evaluation, validation, implementation, and maintenance.

  • Interact with a variety of internal stakeholders to ensure the alignment of data science solutions with business outcomes.

The Ideal Candidate is:

  • Customer first. You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day its about making the right decision for our customers.

  • Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.

  • Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. Youre not afraid to share a new idea.

  • A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. Youre passionate about talent development for your own team and beyond.

  • Technical. Youre comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.

  • Statistically-minded. Youve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.

  • A data guru. Big data doesnt faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.

Basic Qualifications:

  • Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:

    • A Bachelors Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 2 years of experience performing data analytics

    • A Masters Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications:

  • Masters Degree in STEM field (Science, Technology, Engineering, or Mathematics), or PhD in STEM field (Science, Technology, Engineering, or Mathematics)

  • Experience working with AWS

  • At least 2 years experience in Python, Scala, or R

  • At least 2 years experience with machine learning

  • At least 2 years experience with SQL

  • At least 2 years experience AI/ML tools and ecosystems, such as LangGraph, LlamaIndex, Weights and Biases Weave, Pytorch, or Hugging Face

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $135,600 - $154,800 for Sr Assoc, Data ScienceNew York, NY: $148,000 - $168,900 for Sr Assoc, Data Science










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

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Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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