Safety and Loss Control Consultant

JOB OBJECTIVE:
The Safety and Loss Control Consultant conducts loss analysis and research prior to conducting on-site occupational safety and loss prevention surveys to assess the policy holder's safety efforts and to detect occupational safety hazards to employees.  The Safety and Loss Control Consultant prepares and submits reports of findings to management and makes recommendations to management to correct hazards and safety and loss control program needs.  This position also participates in management training programs; researches literature, laws, standards and technical developments in the field of safety and loss control and provides the Underwriting Department with risk assessments in support of underwriting determinations.

The Consultant works with standard to large accounts and accounts that present more complex hazard and safety issues.  The Consultant may mentor and provide guidance to Safety and Loss Control Trainees as needed.  The Consultant participates in training sessions for policyholders in conjunction with Senior Safety and Loss Control Consultants. This requires a vast working knowledge and experience with all aspects of loss control regarding all property and casualty coverages written by Encova:
•    General and Products Liability 
•    Workers’ Compensation 
•    Property 
•    Auto/Fleet 
•    Risk Improvement

ESSENTIAL FUNCTIONS:
1.    Consults with policy holders to improve the occupational safety programs and performance leading to a safer and healthier workplace.
2.    Provides underwriters with information concerning the level of safety of policy holders
3.    Evaluates policy holder safety programs and work sites for hazardous conditions
4.    Conducts simple Industrial Hygiene testing.
5.    Researches literature, standards, laws, and rules to provide policy holders with effective solutions.
6.    Develops cost effective methods to correct hazardous conditions.
7.    Analyzes loss information to determine accident trends and provide policy holders with effective solutions.
8.    Provides underwriting with accurate and timely reports on the hazards and the effectiveness of controls and the willingness of the policy holder to comply with recommendations to control hazards.
9.    Keeps underwriting apprised of any changes in hazards or exposures through copies of reports to policy holders and special reports to underwriting.
10.    Responds to requests from policy holders, underwriters, and other agencies in a timely fashion regarding safety issues.
11.    Communicates ideas and issues with management to reach successful agreement through innovation, creativity, and compromise.
12.    Provides leadership and motivation of the support staff to achieve loss control goals and objectives.
 

OTHER FUNCTIONS:
1.   Nonessential function: other duties as assigned.

KNOWLEDGE, SKILLS AND ABILITIES:
•    Bachelor’s degree from an accredited college or university required. Preferably in safety, industrial hygiene, engineering or related field. 
•    Preference may be given to applicants with master's degree in Safety or Industrial Hygiene from an accredited college or university.
•    Preference may be given to applicants with two years of full-time or equivalent part-time paid occupational safety management or occupational safety management consulting experience in industry or insurance.
•    Certified Safety Professional (CSP), Certified Industrial Hygienist (CIH), Certification as an Associate in Risk Management (ARM), Associated Safety Professional (ASP) are preferred. 
•    Knowledge of the various core elements within the occupational safety and industrial hygiene process.
•    Knowledge of effective safety program management.
•    Knowledge of risk management as it relates to safety and industrial hygiene as an overall function of business in planning, leading, and directing its operations.
•    Knowledge of workers' compensation laws, policies and rules, as well as understanding of the principles of insurance and risk management.
•    Basic understanding of guaranteed cost, deductibles, retrospective rating plans and the impact of accident prevention on each plan.
•    Knowledge of the rating systems, methods of calculating experience modification factors and the elements of each formula.
•    Understanding of the U. S. Department of Labor Bureau of Labor Statistics loss information, formulas and principles of calculating incidence rates for policy holders.
•    Knowledge of basic business financial principles to analyze cost effectiveness and return on investment of recommended solutions to hazards and exposures.
•    Ability to make sound judgments and work independently, and to establish and maintain effective working relationships with other policy holders, policyholders, regulatory agencies, and labor communities.
•    Working knowledge of Microsoft Word, Excel and PowerPoint.
•    Ability to compile, analyze, and report on findings.
•    Knowledge of Federal OSHA MSHA, DOT and NFPA standards.
•    Ability to communicate effectively, both orally and in writing.
•    Ability to safely operate a motor vehicle.
•    Must hold a valid driver’s license.
 

This position has been evaluated in accordance with the Americans with Disabilities Act.  Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it.  This description reflects the nature and level of work performed by associates in this position.  It is not an all-inclusive inventory of duties, responsibilities and qualifications required.  It provides an accurate overview of the work and skills needed to perform this position.  Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.