JP Morgan Chase & Co.

Risk Management - Lead Credit Officer - Vice President

JP Morgan Chase & Co.$150K — $180K *
Plano, TX 75024In-Person
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 6 years of Credit/Market risk experience
  • Strong credit background and analytical skills
  • Familiarity with leveraged finance underwriting and credit agreements
  • Understanding of financial products and market dynamics
  • Strong client interaction skills with excellent verbal and written communication
  • Ability to perform well under pressure in demanding team environments
  • Proficient in Excel, PowerPoint, and Word

Responsibilities

  • Perform client due diligence and summarize findings in credit approval memos
  • Review and approve trading activity, recommending margin requirements
  • Provide credit expertise in structuring loan and derivative transactions
  • Set and communicate credit exposure appetite across trading products
  • Oversee legal negotiations for traded products and traditional lending
  • Serve as the principal contact for collaboration across various CIB teams
  • Assess client creditworthiness and assign credit ratings
  • Maintain updated credit research on a client portfolio
  • Lead group-wide efficiency projects
  • Stay current on credit relationships, compliance, and opportunities
  • Lead credit due diligence for bank and bond executions in conjunction with M&A transactions

Benefits

  • Opportunities for professional growth and advancement
  • Access to a network of senior industry professionals
  • Involvement in diverse and collaborative projects
  • Potential to influence credit strategies at a high level
  • Engagement with various stakeholders across the industry
Full Job Description
JOB DESCRIPTION

As a Vice President on the Corporate & Investment Bank (CIB) Credit Risk Management team, you will be responsible for capital markets, lending activities, and related credit exposures. This team is organized by geography with teams aligned by industry. CIB Credit Risk Managers lead the client credit relationship in partnership with CIB Coverage. In addition, you will have responsibility for a portfolio of Asset Manager and Funds clients and will serve as the primary contact for those credit relationships, reporting to a senior credit risk executive.   

Job Responsibilities:

  • Perform client due diligence and financial analysis and summarize in written credit approval memos and reviews
  • Review and approve trading activity, including recommending margin requirements as well as structural enhancements
  • Provides credit expertise in structuring loan and derivative transactions
  • Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies
  • Oversee legal negotiations for traded products and traditional lending
  • Serve as principal contact for and partner with colleagues from Sales & Trading, Prime Brokerage, Investor Client Management, Treasury & Security Services, Legal, IB Coverage, Syndicated & Leveraged Finance, Debt Capital Markets, and Ratings Advisory
  • Assess creditworthiness of clients and assign appropriate credit ratings. 
  • Maintain updated credit research on a portfolio of clients
  • Lead group wide efficiency projects 
  • Remains current on all aspects of the credit relationship, including exposure, threshold management, compliance, potential problems and opportunities.
  • Leads credit due diligence for bank and bond executions in tandem with M&A transactions, LBOs, and portfolio refinancing

 

Required qualifications, capabilities, and skills 

  • A minimum of 6 years of Credit/Market risk experience is required 
  • Strong credit background and analytical skills – demonstrated ability to grasp accounting and corporate finance 
  • Solid familiarity with leveraged finance underwriting and credit agreements
  • Possesses a solid understanding of financial products and market dynamics
  • Strong interest in client interaction and possess outstanding verbal and written communication skills
  • Ability to perform well under pressure on teams in a demanding environment 
  • Candidates should be highly proficient in Excel, PowerPoint and Word 

 

Preferred qualifications, capabilities, and skills 

  • Knowledge of Asset Management, Financial Technology and FIG industries preferred

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

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Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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