The Role
Sokin is looking for a Regulatory Reporting Manager to join the New York team, reporting to the Financial Controller. This is a high-impact role focused on monitoring and managing regulatory capital across the Group, bridging the gap between Finance and Compliance, and building scalable, AI-native capital frameworks.
You will model regulatory capital requirements for each of our regulated entities, maintain and enhance the Group capital framework, and drive automation so the workstream becomes AI-native within 12 months. The role combines technical accounting, financial modelling, regulatory investigation, and clear written communication - including the preparation of technical papers and structured handoffs to the Compliance reporting team.
This position is ideal for a qualified Chartered Accountant with 2+ years post-qualification experience who wants to focus on regulatory and technical accounting. You should have a data analytics mindset, experience (or a strong willingness to learn) of global e-money and payments regulatory capital frameworks, and the ability to work effectively with both internal stakeholders (including Product) and external experts.
Key Responsibilities
Regulatory Capital Modelling & Frameworks
• Own and maintain regulatory capital models for each regulated entity across the Group, covering MTL licenses in the USA and e-money licenses in the UK, EU and Rest of World.
• Monitor capital adequacy on an ongoing basis and model the impact of volume growth, business mix changes, new licenses and entity expansions.
• Build out and enhance the Group regulatory capital framework in an automated, scalable way, with the clear goal of making the workstream AI-native within 12 months.
• Develop and maintain controls, reconciliations and documentation that underpin accurate capital calculations as the business scales.
Technical Accounting, Papers & Reporting
• Prepare clear technical accounting papers and analyses that explain how regulatory capital is calculated and how it is impacted by business growth, structural changes and new products.
• Produce regular and ad-hoc capital reporting for internal stakeholders, combining modelling outputs with concise narrative.
• Investigate and document technical regulatory requirements across the relevant global frameworks, building a solid understanding of the regimes that apply to Sokin's entities.
Cross-Functional Collaboration & Handoffs
• Act as the key bridge between Finance and Compliance on regulatory capital matters; ensure clean, timely and well-documented handoff of information to the Compliance reporting team.
• Work with the Product team to understand and assess the potential impact on regulatory capital of adding new products or features.
• Engage with external experts (advisors, auditors or specialists) as needed to support capital assessments, technical interpretations or framework development.
• Partner with Finance leadership and other stakeholders to prioritise automation and AI opportunities that reduce manual effort and improve capital monitoring.
Requirements
• Qualified Chartered Accountant (CA / ACA / ACCA) or equivalent, with at least 2 years of post-qualification experience (PQE).
• Technical accounting background with a solid understanding of how accounting principles interact with regulatory capital calculations.
• Experience with, or a strong willingness to learn, the global regulatory capital frameworks relevant to e-money and payments businesses (including MTL regimes in the USA and e-money requirements in the UK, EU and Rest of World).
• Strong financial modelling and data analytics skills; ability to build and maintain capital models for multiple entities and to drive automation of the process.
• Experience preparing technical accounting papers or clear written analyses for internal stakeholders is advantageous.
• Genuine interest in applying AI and automation to make finance and regulatory workstreams more scalable (target: AI-native capital framework within 12 months).
• Strong communication skills and the ability to collaborate effectively with Compliance, Product, Finance and external experts.
• Proactive, detail-oriented and comfortable working independently in a fast-paced, high-growth environment
Please note, candidates will need to have the right to work in the jurisdiction that they are looking to work in.
