Fiserv

Product Director, Clover Hardware

Fiserv$163K — $244K *
Consumer Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business, technology, healthcare administration, or related field preferred.
  • 10+ years in product management with leadership experience in healthcare, fintech, or health-tech.
  • Deep understanding of healthcare revenue cycle management including claims processing and patient responsibility.
  • Strong background in payments and vertical SaaS platforms within regulated industries.
  • Experience with EHR and Practice Management Systems integration.
  • Strong analytical and problem-solving skills for strategic decision-making.
  • Excellent communication and stakeholder-management skills.

Responsibilities

  • Develop a comprehensive healthcare product strategy with P&L responsibility.
  • Establish a healthcare product vision and multi-year roadmap in alignment with business objectives.
  • Identify emerging trends in healthcare payments and digital health solutions.
  • Drive the end-to-end product development lifecycle to ensure timely delivery of solutions.
  • Collaborate with teams to define product requirements and user experiences.
  • Develop and execute strategic plans to drive sales growth in healthcare industry.
  • Conduct in-depth market research to understand provider pain points and improve decision-making.

Benefits

  • Flexible working arrangements encouraging a work-life balance.
  • Opportunity for professional development and training.
  • Collaborative and innovative work environment.
  • Health and wellness benefits including insurance options.
  • Access to a vast network of healthcare professionals and resources.
Full Job Description
Job Title
Product Director, Clover Hardware

We're looking for a Product Director to own the strategy and roadmap for Clover's POS hardware portfolio and accessories ecosystem. This is a senior role at the intersection of hardware engineering, manufacturing, payments, and merchant experience. You'll need to focus on how hardware decisions translate into business outcomes, including adoption, merchant satisfaction, margins, churn reduction, and competitive win rates.

You'll define what Clover merchants use every day to run their businesses and generate revenue. And you'll work across engineering, finance, sales, commercialization, and product marketing teams to ensure the portfolio wins in the market.

Product Strategy & Vision
  • Develop a comprehensive hardware product strategy aligned with Clover's overall mission, business priorities, and annual operating plan.
  • Create a product vision and multi-year roadmap across Clover's device portfolio and accessories ecosystem, balancing our vertical strategies, merchant needs, cost targets, and competitive positioning.
  • Identify emerging trends and technological advancements that can be applied to the POS hardware space to drive competitive differentiation.
  • Define our hardware accessories and peripherals strategy, spanning first-party products (such as sleeves and stands) and third-party partner integrations (such as kitchen scales). Outline attach rate goals, and build/buy/partner decisions in close coordination with industrial design, finance, and sales channel teams.
  • Develop a clear point of view on hardware's role in merchant acquisition and retention, and use that to drive prioritization decisions and investment cases.
  • Represent the hardware product team in executive reviews, partner conversations, and strategic planning cycles.


Product Development & Roadmapping
  • Drive the end-to-end product development lifecycle, from ideation through launch, ensuring timely, high-quality delivery of reliable, scalable, secure, and compliant hardware products.
  • Collaborate with engineering and industrial design teams to define product requirements and cost targets.
  • Work closely with hardware engineering, industrial design, and manufacturing partners to efficiently guide new products through the EVT, DVT, and PVT stages.
  • Drive EMV and PCI certification strategy, coordinating with certification labs to ensure compliant, timely launches.
  • Lead international hardware expansion planning, including regional certification requirements and competitive landscape assessment.
  • Translate product delivery and roadmap execution into measurable revenue outcomes and KPI performance.


Go-To-Market
  • Develop deep understanding of Clover's target merchant segments (restaurant, retail, services, healthcare) and translate segment-level needs into hardware differentiation and go-to-market strategy.
  • Partner closely with product marketing, finance, sales channels, and business development teams to align on roadmaps, positioning, value propositions, messaging, and pricing.
  • Partner with hardware fulfillment teams to ensure hardware packaging and economics work for Clover's distribution model.


Customer Focus
  • Conduct in-depth market and user research to understand merchant and consumer pain points and the competitive landscape.
  • Gather and analyze customer feedback, operational data, failure rates, and other telemetry data to understand opportunities for improvement.
  • Ensure high levels of customer satisfaction and retention by delivering secure, compliant, and reliable payment experiences.


Team & Financial Leadership
  • Foster a culture of data-informed decision-making that is based on the needs of our target merchants and the financial performance goals of the organization.
  • Manage and develop a team of PMs focused on specific device lines or capability areas.
  • Define and track KPIs spanning hardware quality and field performance through to commercial metrics - attach rates and device-linked retention.


What You Will Need to Have:
  • 8+ years of product management experience, with at least 3 years focused on hardware or hardware-adjacent products in payments, fintech, or consumer electronics, including accessories, peripherals, or full device ecosystems.
  • Experience managing hardware portfolios that span both owned products and third-party partner integrations, including vendor selection, commercial negotiation, and go-to-market coordination.
  • Demonstrated ability to connect hardware decisions to business outcomes - pricing, packaging, channel fit, and merchant value proposition.
  • An understanding of the payments ecosystem - EMV standards, PCI compliance, card- present transaction flows, and acquirer/network relationships.
  • Experience taking hardware products through full development cycles, including ODM/OEM partnerships and certification processes.
  • Strong analytical and commercial instincts - comfortable with market sizing, cost- benefit tradeoffs, build/buy/partner decisions, and business case development.
  • Excellent cross-functional leadership; able to align engineering, design, sales, operations, and commercial teams around a shared roadmap.
  • Experience with SMB or merchant-facing products strongly preferred.
  • International product experience (EMEA, APAC, or LATAM) a plus.
  • Bachelor's degree required; MBA or engineering background a plus.


Travel Requirements:
This position requires the ability to travel domestically and internationally up to 10% of your time depending on business needs.

Visa Requirements:

You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

Salary Range
$163,200.00 - $244,800.00

These pay ranges apply to employees in Sunnyvale, California. Pay ranges for employees in other states may differ.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

For incentive eligible associates, the successful candidate is eligible for an annual incentive opportunity which may be delivered as a mix of cash bonus and equity awards in the Company's sole discretion.

Thank you for considering employment with Fiserv. Please:

  • Apply using your legal name
  • Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

About Fiserv

CashEdge(R) provides infrastructure that global financial institutions rely on to extend their online channels and enhance customer profitability. CashEdge delivers secure Online Money Movement and Advanced Account Aggregation platforms that power specialized retail banking and advisor applications. These proven solutions enable CashEdge's clients to create compelling online offerings that attract customers, generate revenues, and reduce costs. CashEdge serves top-tier financial institutions around the world. Clients and partners include Vanguard, RBC Financial Group, CIBC, Yahoo! Finance, Digital Insight, First Data, TD Canada Trust, NYCE, Laurentian Bank, Financial Fusion and Corillian. CashEdge has offices in New York and Silicon Valley.

Fiserv Careers

Join the Fiserv team today and be part of a dynamic company known for innovation, leadership, and a commitment to the professional growth of its employees. At Fiserv, we offer more than just job opportunities; we provide a platform where skills are honed, leadership is cultivated, and career aspirations are achieved. Work You’ll Do At Fiserv, we are constantly on the lookout for talented individuals eager to thrive in a culture that fosters growth and diversity. Our team is composed of professionals who lead the way in financial services technology. By joining us, you will collaborate with some of the brightest minds in the industry, working together to solve complex challenges and deliver innovative solutions that impact millions of people every day. Explore Our Job Opportunities Whether you're seeking an entry-level position or a more senior role, Fiserv offers a range of career paths in areas such as software development, project management, financial analysis, and client services. Our hiring process is designed to identify and attract individuals who are not only technically proficient but who also embody our values of integrity and responsibility. Internship Programs Kickstart your career with a Fiserv internship. Our internships provide invaluable workplace experience and networking opportunities that often lead to full-time employment. As an intern, you’ll gain hands-on experience while working on meaningful projects that directly contribute to the company’s goals. Benefits and Culture Fiserv is committed to the well-being and continuous development of our employees. We offer competitive benefits including health, dental, and vision insurance, as well as opportunities for professional development through leadership training and diversity programs. Our culture is one of inclusion, where every team member is valued and has the opportunity to contribute to our success. Career Growth and Development We believe in nurturing the potential of our employees through career development initiatives and continuous learning opportunities. At Fiserv, you will find a supportive environment where you can grow your career through on-the-job experiences, mentoring, and formal training. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with Fiserv today and help shape the future of financial services. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Fiserv. Explore, innovate, and grow with Fiserv. Let your career journey begin here, where you can make a real difference in the world of finance.
Learn more about Fiserv
Size
44,000 employees
Market Cap
$63.4 billion
Industry
Net Income
$958 million
Founded
1984
5 Year Trend
+24.1%
Revenue
$14.8 billion
NASDAQ

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