Principal Software Engineer, Fintech Futures

Money is being rewritten to run on AI agents - systems that initiate, authorize, and settle transactions with no human in the loop. The protocols that will govern that shift are being authored right now, by a small number of companies, in real time. Fintech Futures is where Intuit shows up to that table: an engineering team defining and validating the next generation of fintech integration protocols - spanning agentic payment settlement, edge AI and on-device financial intelligence, and verifiable financial trust.

This is not a proof-of-concept shop. Every solution is built against production-grade architecture, run on real Intuit data and real rails, and judged on the qualities that separate a real system from a demo: scalability under real transaction volume, security and compliance posture that can survive external review, reliability and observability once it's live, and maintainability so what graduates doesn't collapse the moment someone other than its author has to extend it. Velocity matters, because the window to shape these standards is measured in weeks and months, not years, but speed here means proving things fast and well, not proving them fast and forgettably.

At Principal Engineer, you shape the technical direction of how Intuit participates in - and influences - the platform shift to agentic money. The window to do this is real but finite: once the industry's protocols finalize, they either embed Intuit's verified financial context and edge AI capability as first-class citizens, or they route around them. Your job is ensuring the former.

Responsibilities
• Drives velocity in the organization by accelerating customer, business, and technology outcomes by identifying and driving key opportunities across the company.
• Drives significant technology initiatives end-to-end, including horizontal layers of the architecture.
• Understands customer behaviors and partners with cross-functional partners to influence and drive end-to-end solutions for customer problems.
• Drives design and implementation of durable software solutions that will solve critical customer problems in a fast-paced environment.
• Executes with a boundaryless mindset and contributes to solutions outside of their primary area of ownership.
• Guides the applicability of AI to customer problems through a deep understanding of the value of AI technologies.
• Creates robust, scalable, and secure technical designs, effectively implementing them to balance short-term and long-term objectives, ensuring high availability and optimal performance of applications.
• Passionate for continuous learning, experimenting, and applying cutting-edge technology and software paradigms to solve customer problems.

Team/ Collaboration:
• Partners with other groups both inside and outside of Intuit for cross-functional design, development, and integration.
• Works with cross-functional team members from Architecture, Product Management, and Operations to design, develop, test, and release features.

Community:
• Contributes to standards, patterns, and best practices that improve the engineering community.
• Provide perspective on leading industry trends, recommendations on new and emerging technologies, technology prototypes, patent proposals, and engineering process improvements.

Qualifications
• Ability to drive velocity in a highly matrixed environment, partnering with numerous stakeholders.
• 10+ years of experience developing systems/software for large business environments.
• 7+ years of experience designing complex distributed systems, management products, or business applications.
• Full-stack development experience with AI technologies/tools and apply it to user experiences or backend solutions.
• Experience with at least one of the following:
• Front-end technologies like React, Angular, SwiftUI (iOS), Kotlin (Android)
• Back-end technologies like Java, Typescript, Spring, Express (NodeJS)
• Prior working experience in a cloud computing environment like AWS/GCP is highly desired.
• BS/MS in Computer Science or related area.

Team/Leadership Qualifications:
• Team player possessing strong analytical, problem-solving, and communication skills.
• Strong mentoring skills. Able to influence and communicate effectively with both technical and non-technical people.
• Prefers working in a team and collaborates with other cross-functional partners.
• Ability to work effectively in a fast-paced, complex technical environment.
• Excellent communication skills. Communicates clearly, succinctly, and persuasively to all levels of employees, customers, and management (including executives).
• 'Self-starter' attitude and the ability to make decisions independently.
• Experience driving for results across cross-functional teams while maintaining effective working relationships.
• Demonstrated ability to work with global teams across time zones.

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at ). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
The expected base pay range for this position is:
New York $261,000 - $353,000