The Hartford Financial Services Group, Inc

National Accounts Underwriter

Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of P&C Carrier underwriting experience required; National Accounts loss-sensitive experience preferred
  • Proven success in building and maintaining relationships with business partners
  • Strong communication, interpersonal, and presentation skills
  • Analytical thinking to solve business problems and make recommendations
  • Self-starter with high energy and resilience
  • Excellent organizational and time management skills
  • Goal-oriented with a focus on delivering results
  • Ability to challenge the status quo and demonstrate competitive instincts
  • Strong technical knowledge and sound decision-making abilities

Responsibilities

  • Underwrite casualty lines for accounts with typically more than 500 employees
  • Assist Field Team in pursuing new business opportunities from brokers and agents
  • Analyze information to assess and price risk for accounts and new opportunities
  • Collaborate with Field Team on portfolio management and growth initiatives
  • Follow underwriting and pricing guidelines, adjusting as necessary
  • Evaluate coverage terms and respond effectively to account and broker requests
  • Maintain productive relationships with the Field Team and effectively communicate decisions
  • Identify opportunities to enhance profitability and reach of National Accounts business
  • Support presentations and meetings with accounts and brokers for new business or renewals
  • Suggest improvements in tools and projects to bolster growth objectives

Benefits

  • Hybrid or remote work arrangements available
  • Collaboration with a diverse field team
  • Opportunity for professional development in a leading organization
  • Dynamic work environment encouraging entrepreneurial spirit
  • Possibility to engage in impactful underwriting decisions
  • Access to a strong network within the National Accounts sector
Full Job Description
Executive Underwriter - UW07CD

As a National Accounts Underwriter at The Hartford,youllbe responsible forunderwriting the casualty lines for accounts with typically more than 500 employees, which are written utilizing loss sensitive plans, such as Large Deductibles and Self-Insured Retentions. You willassistthe Field Team in underwriting new business opportunities from brokers and agents, as well asmanagea renewal book of business.Youllrigorously analyze underwritten information toassess andprice risk for each accountand new business opportunities.As a National Accounts Underwriter, you willbe responsible forcollaborating with your field team in underwriting portfolio management and growth in your assigned territory whilemaintainingstrong returns and profitability.


  • Identifyand analyze information onrisks' operations and key exposures/controls.Determiningwhatadditionalinformation is necessary to perform a thorough analysis.
  • Identifyand analyze loss trends andunderstandingsources oflossinformation and differences in quality and applicability of the sources.
  • Develop mastery level knowledge of loss rating concepts for each line. Analyzingrelationshipbetween outside factors and the model, andadjustslossratingaccordingly, justifying position.
  • Develop mastery level knowledge of all rating plans and variable options. Makingappropriate pricingdecisions that balanceneedfor growth and profit. Understanding the effect that individual account decisions have onoverallbook.
  • Follow all underwriting & pricing guidelines and obtain management approval if warranted. Recognize when guidelines may need adjustment and escalating to the management team.
  • Develop mastery of coverage forms evaluate and set coverage terms,utilizingcompany and National Account guidance to respond to account/broker requests
  • Maintain positive and productive relationships withFieldTeam. Communicating all decisions effectively, including those from NationalAccounts' management.
  • Identifyopportunities to expand the reach and profitability ofThe Hartford'sNational Account's business.
  • In collaboration with the field team involved in new business or renewal presentations/meetings with accounts and/or brokers as needed.
  • Identifyareas for improvement in tools and in various projects to support National Accounts growth and profitabilityobjectives.

Qualifications:


  • 5+ years of P&C Carrier underwriting experienceis required; National Accounts loss-sensitive experience preferred
  • Demonstrated success in developing andmaintainingsolid relationships with all internal and external business partners
  • Excellent communication, interpersonal and presentation skills
  • An ability to think analytically about business problems, make recommendations and propose solutions.
  • High energy self-starter, who is resilient and has an entrepreneurial spirit
  • Demonstration of solid time, organizational, and desk management skills
  • Goal-oriented and delivers outcomes
  • Ability to challenge the status quo and compete to win
  • Superior technical knowledge and sound decision-makingand analytical skills.

*Preferred locations - Chicago, IL, Hartford, CT or Dallas / Frisco area*


This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford27s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$124,000 - $186,000

About The Hartford Financial Services Group, Inc

The Hartford is an industry leading provider of property and casualty insurance, group benefits and mutual funds. Throughout our rich history of more than 200 years, countless businesses and individuals, including Robert E. Lee, Abraham Lincoln and Babe Ruth, have turned to our company for protection. The Hartford celebrated its 200th anniversary in 2010.

The Hartford Financial Services Group, Inc. Careers

Join the esteemed team at The Hartford Financial Services Group, Inc., a leader in investment and insurance, where we offer more than just job opportunities—we provide a platform for professional growth and innovation. As one of the most respected names in the financial services industry, The Hartford is dedicated to fostering a culture of diversity, leadership, and continuous development.

Work You’ll Do

Embark on a career with The Hartford and contribute to our mission of helping customers achieve amazing financial outcomes. You will have the chance to work alongside a team of experts who are not only skilled in their fields but are also passionate about making a difference.

Transform Your Career

At The Hartford, we believe in nurturing talent through comprehensive training programs and robust career development opportunities. Our commitment to professional growth is evident in our dynamic leadership and diversity training programs that prepare you for the future.

Innovate with Us

Innovation is at the heart of everything we do at The Hartford. Join us and bring your unique perspective to help shape the future of financial services. Our collaborative environment encourages creativity and is the perfect place to advance your skills in groundbreaking ways.

Be Part of a Great Team

The Hartford is not just a company; it's a community. We pride ourselves on a workplace culture that upholds the values of inclusivity and teamwork. By joining us, you’ll work on diverse teams that value your insights and encourage networking and mutual support.

Future-Proof Your Career

With a wide range of job opportunities, from internships to full-time positions, The Hartford offers a path for everyone. Whether you’re just starting out or looking to take your career to the next level, we provide the tools and support needed to succeed. Our benefits package is designed to ensure that our team members are well taken care of, not only at work but in all aspects of life.

Explore Job Opportunities and Internships

Whether you're polishing your resume, preparing for an interview, or seeking to enhance your employment experience, The Hartford has a position to match your skills and ambitions. We are continuously hiring and looking for new talent to join our thriving team.

Stay Connected

Join Our Team Search open positions that match your skills and interest at The Hartford. We look for passionate, curious, creative, and solution-driven team players.

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Learn more about The Hartford Financial Services Group, Inc
Size
18,500 employees
Market Cap
$24.1 billion
Industry
Net Income
$1.7 billion
Founded
1810
5 Year Trend
+6.5%
Revenue
$20.5 billion
NASDAQ

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