Mortgage Loan Originator (Outside Sales)

The Mortgage Talent Network

$80K — $120K *
US-AnywhereRemote in Texas, US
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Active NMLS license required
  • Proven track record of self-sourced mortgage production
  • Solid knowledge of conventional, government, and portfolio loan products
  • Established referral network ready for immediate activation
  • Authorized to work in the United States and meet NMLS SAFE Act requirements

Responsibilities

  • Develop and maintain a pipeline of residential mortgage business through partnerships
  • Originate various loan products tailored to borrower profiles
  • Conduct consultations with borrowers to evaluate and explain loan options
  • Collaborate with processing, underwriting, and closing teams to ensure efficiency
  • Represent the company brand through networking and community engagement
  • Stay updated on market conditions and regulatory requirements
  • Ensure compliance with RESPA, TILA, SAFE Act, and Texas regulations

Benefits

  • Strong operational support from a community-minded lender
  • Independence and ownership over your pipeline
  • Fast processing and turn times
  • Direct access to responsive leadership
  • Ability to close complex deals without product limitations
Full Job Description
The Opportunity

This is a rare chance to plant your flag with a well-established federally chartered, community-rooted mortgage bank that gives outside originators the tools, products, and back-office support to compete - and win - in today's purchase-driven market. If you've built a referral network and want a platform that won't slow you down, this role was designed for you. You'll own your pipeline, work your market, and keep the relationships you've spent years earning.
What You'll Do
  • Develop and maintain a consistent pipeline of residential mortgage business through referral partnerships with real estate agents, builders, financial planners, CPAs, and other centers of influence
  • Originate conforming, FHA, VA, USDA, jumbo, and portfolio loan products tailored to each borrower's financial profile
  • Conduct needs-based consultations with prospective borrowers to evaluate loan options, explain program guidelines, and set clear expectations from application through closing
  • Partner closely with processors, underwriters, and closers to move loans efficiently and protect pull-through rates
  • Represent the company's brand in your local market through networking events, open houses, realtor office visits, and community engagement
  • Stay current on agency guidelines, state regulatory requirements, and market conditions to serve as a trusted advisor to both borrowers and referral partners
  • Maintain full compliance with RESPA, TILA, SAFE Act requirements, and all applicable Texas licensing regulations
Why This Opportunity

This lender operates with a community-bank mindset but carries the product depth and operational firepower you'd expect from a much larger shop - meaning you can close complex deals without hitting a ceiling on what you can offer borrowers. The culture values originators who take ownership and rewards that independence with responsive processing, fast turn times, and leadership that actually picks up the phone. If you're tired of feeling like a number at a big-box lender, this environment will feel like a completely different career.
Ready to Make a Move?

Apply today with The Mortgage Talent Network to learn more about this opportunity and take the next step in your origination career.

  • Active NMLS
  • Proven track record of self-sourced mortgage production
  • Solid working knowledge of conventional (Fannie/Freddie), government (FHA/VA/USDA), and portfolio loan products
  • Established referral network with relationships you can activate immediately
  • Must be authorized to work in the United States and meet all NMLS SAFE Act eligibility requirements

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