Major Case Liability Adjuster (California)

Berkshire Hathaway GUARD Insurance Companies

$100K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years handling litigated commercial general liability and businessowners' policy liability claims
  • Expertise in catastrophic claims and litigation specifically in California
  • Bachelor’s degree required; Juris Doctor or attorney license preferred
  • Strong ability to analyze insurance policies and contracts for coverage assessments
  • Excellent written and verbal communication skills
  • Strong organizational and technical abilities
  • Effective time management skills with priorities handling

Responsibilities

  • Manage large, catastrophic claims with a focus on California losses, including litigated matters
  • Analyze insurance policies and contracts for coverage defenses and risk strategies
  • Investigate claims and assess liability and coverage applicability
  • Oversee all phases of litigation, from discovery to trial preparation
  • Review evidence, expert reports, and medical documentation
  • Establish indemnity and expense reserves; process payments as needed
  • Document and manage claims throughout their lifecycle

Benefits

  • Support for state licensing requirements, including training and continuing education
  • Flexible location options across multiple office locations
  • Opportunity to work on complex, high-stakes claims
  • Exposure to a diverse range of legal and insurance issues
  • Collaborative environment working with a specialized team
Full Job Description
Overview

Responsibilities

The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit. This role will require significant experience handling catastrophic claims in California and will primarily involve managing a high volume of California-based losses.

 

Key Responsibilities:

  • Handle large, catastrophic claims with a strong emphasis on California losses, including a high volume of litigated matters
  • Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
  • Investigate claims, evaluate liability, and determine coverage applicability
  • Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
  • Review evidence, expert reports, and medical documentation
  • Establish and maintain indemnity and expense reserves; process payments within authority
  • Take statements and manage claim documentation throughout the claim lifecycle
Qualifications
  • At least 10 years of experience handling litigated commercial general liability (CGL) and businessowners’ policy (BOP) liability claims
  • Experience handling catastrophic California claims, including litigation and complex exposures
  • Bachelor’s degree required; Juris Doctor (JD) or attorney license preferred
  • Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
  • Excellent written and verbal communication skills
  • Strong organizational and technical skills
  • Effective time management with the ability to prioritize competing demands
  • Willingness to occasionally travel for hearings, mediations, trials, and conferences
  • Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

 

Salary $100,000 - $150,000 +bonus

In accordance with applicable pay transparency laws, this range represents a good‐faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

 

This role may be based out of any of our office locations, including:

New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA.

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