Veterans United Home Loans

Loan Officer - Colorado Springs, CO

Veterans United Home Loans$90K — $225K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Previous Mortgage Loan Officer experience.
  • Active mortgage license(s) and ability to maintain licensing in applicable states.
  • Proven track record of originating and closing residential mortgage loans.
  • High attention to detail.
  • Strong interpersonal communication skills (written and verbal).
  • Experience self-sourcing leads.

Responsibilities

  • Communicate effectively with borrowers and other parties involved in the loan transaction.
  • Interview borrowers to obtain information and documentation, pulling credit as required.
  • Analyze performance numbers to increase efficiencies and meet company goals.
  • Manage internal processes to ensure timely loan processing and issue resolution.
  • Maintain knowledge of company and industry guidelines and processes.
  • Self-source business and communicate with company-sourced leads.
  • Process borrower credit information and compile loan packages.

Benefits

  • Health and dental insurance coverage.
  • Paid sick leave.
  • Employee wellness program.
  • 401(k) matching.
  • Paid holidays.
Full Job Description
As a Loan Officer, you manage borrowers' complete loan transactions from start to finish, ensuring exemplary customer service throughout the process.

Job duties will vary upon assignment but may include:
  • Effectively communicate with Borrowers, Production team, Underwriters, Closers and other third parties that are involved in the transaction, responding promptly to inquiries and requests via phone (preferred) email and/or IM.
  • Perform licensed activity including interviewing borrowers to obtain information and documentation, pulling credit, and educating borrowers on different loan products.
  • Analyze and manage performance numbers to increase and ensure efficiencies and meet company goals.
  • Manage internal efforts to ensure a timely process and resolve application issues.
  • Remain knowledgeable on company and industry guidelines and processes.
  • Responsible for self-sourcing business as well as timely communication with any company sourced leads. Generate leads and referral business through community events, social media outreach, and other avenues.
  • Process borrower credit information through online approval system, structure loans and compile loan package.
  • Act as a mentor and coach for Loan Specialists.


We're looking for someone who can be passionate about their job and have fun doing it, who will deliver results with integrity, and who enjoys finding ways to enhance the lives of others every day.

We'll also want to know that you can demonstrate these attributes:
  • Previous Mortgage Loan Officer experience
  • Active mortgage license(s) and ability to maintain licensing in applicable states
  • Proven track record of originating and closing residential mortgage loans
  • High attention to detail
  • Thrive in fast-paced, results-oriented environment
  • Exemplary customer service skills
  • Strong interpersonal communication skills (written and verbal)
  • Effective communication and conflict resolution
  • Quantitative and analytical decision making skills
  • Aptitude for interpreting and analyzing financial and general business information and procedures
  • Previous customer service experience
  • Experience in the mortgage industry
  • Experience self-sourcing leads
  • Knowledge in Excel, Word, and PowerPoint


Since this is a licensed position, candidates must hold active mortgage licensing or successfully complete the SAFE Mortgage Loan Originator Test (SAFE exam) and obtain required state licensing prior to beginning employment.

We're providing the following information to comply with the Colorado Equal Pay for Equal Work Act: The base pay range for this position is $15.00 to $20.00 per hour, but keep in mind that this is a commissioned role. Commissions will be based on the volume (dollar amount) of loans closed. We estimate that this position has an annual gross income potential of between $90,000.00 and $225,000.00, taking into account base pay, commissions, deductions, and bonuses. Of course, pay will vary and may be above or below the potential range based on various factors, such as experience and performance. Veterans United provides a variety of benefits to employees, including health and dental insurance coverage, paid sick leave, an employee wellness program, 401(k) matching, and paid holidays.

Learn more about us on Glassdoor and our career site at vu.com/careers

About Veterans United Home Loans

Veterans United Home Loans is a mortgage lender that specializes in helping veterans and active-duty military members buy homes. The company was founded in 2002 and is headquartered in Columbia, Missouri. Veterans United Home Loans has more than 2,400 employees and operates in all 50 states. The company offers a variety of mortgage products, including VA loans, FHA loans, and conventional loans. Veterans United Home Loans has received numerous awards for its customer service and workplace culture. The company is committed to supporting veterans and military families through charitable giving and community outreach programs.
Learn more about Veterans United Home Loans
Size
4,000 employees
Industry

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