The Liquidity Analyst collaborates withthe Liquidity team,Treasury Management, Commercial Banking, and Corporate Treasury to support liquidity optimization, enhance deposit stability, and inform balance sheet decisions. This role applies analyticalexpertiseto evaluate deposit trends and liquidity dynamics, translating complex data into clear, actionable insights for business partners.

Working across teams, the Liquidity Analyst contributes to strategic initiatives by supporting analysis that informs pricing, product, and portfolio decisions, while advancing ONB27s priorities around organic growth, client experience, and sales effectiveness.

The role supports deposit growth and portfolio optimization efforts by analyzing deposit performance,assistingwith earnings credit rate evaluations, and partnering withothers on the Liquidity team,Relationship Managers, Treasury Management Consultants, and Product teams to develop client-focused liquidity insights. TheAnalyst helps build andmaintaindashboards, reporting, and models, and contributes to analysis of deposit flows across commercial segments.

Additionally,the LiquidityAnalystmonitorskey liquidity and funding trends,identifiesemerging risks and opportunities, and escalates insights to senior team members to support informed decision-making.

Salary Range

The salary range for this position is $62,300/yr - $122,400/yr plus bonus. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate27s relevant skills and professional experience, educational qualifications, and geographic location

Key Accountabilities

Liquidity & FundingSupport

• Monitor deposit trends and support analysis of the bank27s liquidity position in collaboration with Corporate Treasury and Commercial leadership.

• Assistin analyzing deposit flows across segments toidentifytrends, risks, and opportunities.

• Support initiatives tied to deposit growth and client primacy by providing data and insights to leadership and frontline teams.

• Contribute to pricing and profitability analysis (e.g., ECR, deposit behavior), helpinginformrecommendations.

• Participate in evaluating deposit mix and funding considerations, surfacing insights and observations for senior stakeholders.

• Support segment and product teams with performance tracking and insights for targeted deposit strategies.

Support for Treasury Management (TM) Product & Client Solutions

• Partner with TM Sales and Product teams to support the development of liquidity solutions and pricingapproaches.

• Assist in preparing client-level liquidity analysis for relationship managers and deal teams.

• Translate data into clear, client-friendly insights to support conversations and deepen relationships.

• Provide input into internal discussions related to liquidity positioning and client solutions.

Analytics& Reporting

• Develop andmaintaindashboards and reporting tools to track deposit trends and liquidity metrics.

• Ensure data accuracy and highlight key insights for leadership review.

• Summarize findings into clear, concise reports and presentations.

• Support ongoing enhancements to reporting tools and analytics processes.

Key Competencies for Position

Strategy in Action 64Build your strategic mindset capability.

• Breaks down larger goals into smaller achievable goals and communicates how they are contributing to the broader goal.

• Activelyseeksto understand factors and trends that may influencerole.

• Anticipates risk and develop contingency plans to manage risks.

• Identifiesopportunities for improvement and seeks insights from other sources to generate potential solutions.

• Aligns activities to meet individual,teamand organizational goals.

Compelling Communication 64Openly and effectivelycommunicateswith others.

• Effectively and transparently shareinformation and ideas with others.

• Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.

• Unites others towards commongoal.

• Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.

Promotes Change 64Seeks to understand and embrace change.

• Activelyseeks,information to understand the rationale,implicationsandimpact forchanges.

• Remains agile by quicklymodifyingdaily behavior, leveraging resources, and tryingnew approachesto effectively embrace change.

• Willing to act quickly, learn and adjust as needed.

• Identifiesand recommends changes to leadership to improve performance.

Makes Decisions & Solves Problems 64Seeks deeper understanding andtakes action.

• Takesownership of the problem while collaborating with others on a resolution withan appropriate levelof urgency.

• Collaborates andseekstounderstandsthe root causes of problems.

• Evaluates the implications ofnew informationor events and recommends solutions using decisions that are sound based on what is known at the time.

• Takesaction that is consistent with available facts,constraintsand probable consequences.

Qualifications and Education Requirements

• BS/BA degree in Business/Finance preferred or H.S. diploma/GED with equivalent experience.

• 5+years of banking experience preferred with3+ years of experience in Treasury, Liquidity Risk, Treasury Management, Funds Transfer Pricing, or Commercial Banking preferred (or equivalent demonstratedexpertise).

• Demonstrated knowledge of commercial deposits, pricing, and liquidity behavior, including the ability to interpret macro/market drivers and translate them into portfolio actions.

• Solidknowledge of Commercial/TM products within ONB27s business model and strategic plan; able toshare relevant informationacross stakeholders while adhering toestablishedpolicies, procedures, and applicable regulations.

• Demonstrated willingness to learn, implementfeedbackand act.

• Ability to translate data into practical insights for business partners

• Proventrackrecordof successful interactions and proactive solutionsupport and/ordevelopment

• Ability to work with multiple matters simultaneously, managing time in a fast-paced environment and applicable resources to ensure work is completed efficiently and within establishedtimeframes;manageprojects efficiently and effectively

• Strong analyticalandproblem-solving and critical thinking aptitude; thorough andtimelyfollow-up skills with the ability to make independent decisions based on researched conclusions

• Ability to manage matters that may haveadditionalcomplexity or uncertainty, and adapt to new and different circumstances, including supporting different Relationship Managers/TM (Sales) Consultants with different work styles

• Excellent written and oral communication skills; able to communicate effectively withvarious levelsin and outside of the organization

• Ability to synthesize complex data into executive-ready insights, narratives, and recommendations that drive decisions.

• Ability to workindependently andleadthrough ambiguity with limited day-to-day guidance, prioritizing competing needs and driving outcomes.

• Fluent with Microsoft Office programs and well as unique software/system knowledge, ONB27s system is preferred

• Position may require the need to travel to other Old National,clientor conference/meeting locations.