MasterCard

Lead Software Engineer

MasterCard$120K — $145K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of full-stack software engineering experience.
  • Proficiency in Java/Spring Boot or Python/Django.
  • Familiarity with modern front-end frameworks like Angular, React, Next.js, and TypeScript.
  • Solid understanding of cloud architecture and DevOps practices, especially with AWS or Azure.
  • Demonstrated ability to lead technical initiatives and mentor junior engineers.

Responsibilities

  • Provide technical leadership in full-stack application development.
  • Own end-to-end architecture and ensure alignment with enterprise tech strategies.
  • Lead the delivery of high-impact solutions, focusing on scalability and security.
  • Collaborate with various stakeholders to align technical solutions with business objectives.
  • Establish and uphold engineering standards and best practices
  • Mentor team members and foster a culture of excellence.
  • Identify opportunities for continuous improvement and modernization.

Benefits

  • Comprehensive health insurance (medical, dental, vision).
  • Generous paid leave including 16 weeks of parental leave.
  • 401k plan with competitive company match.
  • Tuition reimbursement for further education.
  • Access to fitness reimbursement or on-site fitness facilities.
Full Job Description
Title and Summary

Lead Software Engineer

Overview

The Commercial Solution team is looking for a Lead Software Engineer-Full Stack to drive our customer experience strategy forward by consistently innovating and problem-solving. The ideal candidate is passionate about the customer experience journey, highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset.

Role
• Provide technical leadership and hands-on engineering expertise in the design, development, and delivery of highly scalable, resilient, and secure full-stack applications aligned with enterprise technology strategies.
• Own and influence end-to-end architecture and technical direction, driving the adoption of modern engineering practices, design patterns, and technologies across the application lifecycle.
• Lead the development of complex, high-impact solutions across the front-end and back-end, ensuring performance, scalability, security, reliability, and maintainability.
• Partner with Product, UX, Data & Analytics, DevOps/SRE, and other technology stakeholders to translate business objectives into innovative and sustainable technical solutions.
• Establish and champion engineering standards, development methodologies, code quality, testing, security, and operational best practices across the team and broader engineering organization.
• Serve as a technical mentor and thought leader, coaching engineers, providing architectural guidance, conducting design and code reviews, and fostering a culture of engineering excellence.
• Drive technical initiatives and continuous improvement, proactively identifying opportunities to modernize platforms, improve engineering efficiency, and deliver measurable business and customer impact.

All About You

Essential Knowledge, Skills & Experience
• Full-stack software engineering expertise with hands-on experience developing enterprise applications using Java/Spring Boot and/or Python/Django, as well as modern front-end technologies such as Angular, React, Next.js, and TypeScript.
• Strong software architecture and system design experience, including defining system boundaries, API contracts, data models, and non-functional requirements related to scalability, availability, performance, resilience, and security.
• Proven experience designing and delivering backend services and RESTful APIs, including authentication/authorization, business logic, data access, third-party integrations, API versioning, backward compatibility, and robust error handling.
• Strong knowledge of cloud and DevOps engineering practices, including Docker, Kubernetes, Git, Jenkins, CI/CD, and cloud-native application development and deployment using AWS and/or Azure.
• Experience driving engineering quality, performance, reliability, and security, including automated testing, code quality standards, observability, performance optimization, secure coding practices, and production readiness.
• Demonstrated technical leadership and mentoring experience, with the ability to influence architecture and engineering direction, establish development standards, coach engineers, lead technical discussions, and effectively communicate risks, trade-offs, and recommendations to technical and business stakeholders.

Desirable / Additional Capabilities
• Experience driving application performance, reliability, observability, and production operations, including monitoring, logging, metrics, tracing, alerting, and improving MTTR.
• Strong understanding of secure-by-design development practices, including threat-aware development, dependency management, secrets management, input validation, and enterprise security standards.
• Experience championing quality engineering and accessibility, including automated testing, CI/CD quality gates, responsive design, and WCAG 2.1 accessibility standards.
• Experience modernizing or transforming large-scale enterprise platforms, influencing technology roadmaps, and driving adoption of modern engineering practices and technologies.

#LI-FT1

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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