Capital One Financial Corporation

Lead Risk Specialist

Capital One Financial Corporation$151K — $173K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree or military experience
  • 2+ years in Financial Services Risk Management
  • 3+ years in Project Management or Process Management
  • 3+ years of experience with internal business clients
  • 2+ years in Compliance, Audit, or Risk Management

Responsibilities

  • Guide and empower a team of risk specialists to achieve excellence.
  • Foster a proactive risk-aware culture for audit readiness.
  • Collaborate with various stakeholders across the organization.
  • Support risk assessment strategies to identify vulnerabilities.
  • Coach business partners through operational changes.
  • Manage governance routines and risk reporting for GPN.
  • Document and refine risk methods and governance documents.

Benefits

  • Comprehensive health benefits
  • Financial wellness programs
  • Inclusive work environment
  • Access to performance-based incentives
  • Opportunities for professional development
Full Job Description
Lead Risk Specialist

Are you ready to lead from the front line of a top 10 bank? Do you thrive in a high-visibility environment where your strategic relationship-building and deep operational risk expertise translate directly into innovative business solutions? As a Risk Lead in Capital One’s Global Payment Network (GPN) USCM Business Risk and Control organization, you won't just monitor risk—you will partner with business leaders to actively shape our defense strategies, ensuring the company remains stable, resilient, and profitable.

We are seeking highly motivated Risk Management professionals who blend sharp organizational prowess, project management acumen, and exceptional communication skills. In this role, you will enjoy strong exposure across lines of business, working collaboratively with teams to design, champion, and implement progressive frameworks and automation that safeguard our enterprise.

Responsibilities:

  • Team Guidance & Leadership: Guide and empower a dedicated team of risk and control specialists, driving engagement and execution excellence.

  • Audit-Ready Operations: Foster a culture of proactive risk awareness, helping manage horizontal routines to ensure the business is continuously audit-ready.

  • Cross-Functional Collaboration: Partner and collaborate across multiple organizations—including 1st and 2nd lines of defense, Network Risk, Compliance, Information Technology, Internal Audit, and Regulatory Relations—to navigate program changes and achieve shared objectives.

  • Risk Assessment Execution: Support the development and implementation of robust risk assessment strategies that identify operational vulnerabilities, drive efficiencies, and focus on automated control solutions.

  • Change Enablement: Coach and guide cross-functional business partners through operational changes using a thoughtful, people-first approach.

  • Governance & Reporting: Help establish and manage key governance routines and risk reporting for the Global Payment Network.

  • Framework & Documentation Lifecycle: Understand, document, and analyze current-state capabilities against risk methods. Author, review, and refine critical governance documents, including policies, standards, procedures, tools, and presentations that enhance framework usage.

Basic Qualifications:

  • Bachelor's Degree or military experience

  • At least 2 years of Financial Services Risk Management experience

  • At least 3 years of Project Management or Process Management experience

  • At least 3 years of experience supporting, partnering, and interacting with internal business clients

  • At least 2 years of Compliance, Audit, or first and second line Risk Management experience

Preferred Qualifications:

  • At least 5 years of Project Management experience leading cross-functional projects and programs within a Risk function

  • At least 5 years of Financial Services Risk Management experience

  • Project Management Professional (PMP) Certification or Masters Certificate of Project Management (CPM)

  • Demonstrated ability to manage expectations, influence stakeholders, and coordinate cross-functional initiatives

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $138,100 - $157,700 for Risk ManagerMcLean, VA: $151,900 - $173,400 for Risk Manager


 

Richmond, VA: $138,100 - $157,700 for Risk Manager


 

Riverwoods, IL: $138,100 - $157,700 for Risk Manager


 


 


 


 


 


 


 

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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