The Goldman Sachs Group, Inc

Global Banking & Markets - Transaction Banking - Channels Product Analyst - Dallas

The Goldman Sachs Group, Inc • $95K — $115K *
Dallas, TX 75217In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 2-3 years of experience in product management, business analysis, operations, or a related field, ideally in payments or banking.
  • Experience with API design and developer experience (DX), including RESTful API product management.
  • Background in electronic payments such as ACH, wires, and SWIFT; familiarity with real-time payment systems.
  • Knowledge of file transfer protocols like SFTP and standards like SWIFT MT or ISO 20022 is preferred.
  • Strong analytical skills for working with large datasets using tools like Excel or SQL.
  • Excellent communication skills for translating technical specifications to varied audiences.
  • Organized approach to managing the feature delivery cycle, from request to go-live.

Responsibilities

  • Support daily execution of the API and file-based channels roadmap.
  • Assist in converting client payment formats to standardized internal formats.
  • Analyze payment transmission data to identify issues and automation opportunities.
  • Partner with teams to fulfill new feature requests and drive delivery.
  • Maintain internal documentation and guides for engineering and client-facing teams.
  • Track operational metrics and prioritize backlog items.
  • Participate in user acceptance testing (UAT) for new payment formats and enhancements.

Benefits

  • Collaborative environment with diverse specialists in Treasury and Payments.
  • Hands-on role providing a foundation in product management.
  • Opportunity to influence product features and client experiences.
  • Exposure to a range of payment technologies and operational processes.
  • Culture of continuous improvement and innovation.
Full Job Description
Job Description

We're a team of diverse Treasury and Payments specialists helping our clients solution and build for the future. The Programmatic Channels team owns the "pipes" that move corporate payment instructions and data between our clients and our bank - including Corporate APIs, Open Banking APIs, SFTP and FileAct file transmission, SWIFT Fin and FinPlus messaging rails, and the canonical formats that convert diverse corporate customer inputs into standard, machine-readable payment files.

As an Analyst Product Manager, you'll support the execution of our programmatic channels roadmap, working closely with engineers, implementation specialists, and treasury professionals to make sure client payment submissions are processed accurately, efficiently, and at scale though any of the channels. This is a hands-on role for someone who is energized by data, detail, and the operational backbone of corporate payments - and who wants to build a foundation in product management.

Responsibilities
  • Support the day-to-day execution of the API and file-based channels roadmap
  • Assist in the canonical conversion of varied client payment formats into our standardized internal payment formats, working with engineering to troubleshoot mapping and transformation logic.
  • Analyze payment transmission and processing data to identify failure patterns, formatting errors, latency issues, and opportunities for automation or client education.
  • Partner with customers, implementation and servicing teams on new feature requests and drive its delivery.
  • Maintain and improve internal documentation, runbooks, and format guides used by engineering, implementation, and client-facing teams.
  • Track and report on key operational metrics and help translate findings into prioritized backlog items.
  • Participate in user acceptance testing (UAT) for new payment formats, connectivity types, and channel enhancements.
  • Contribute to a culture of continuous improvement by flagging recurring pain points and proposing incremental fixes to formats, validation rules, or processes.


Qualifications
  • 2-3 years of experience in product management, business analysis, operations, or a related role - ideally within payments, banking, or financial services.
  • Experience in API design and developer experience (DX) - including RESTful API product management, developer portals, and API-first product strategy
  • Background in electronic payments - including ACH, wires, SWIFT, real-time payments (RTP, FedNow, SEPA Instant), and cross-border payment flows
  • Familiarity with file transfer protocols and standards (SFTP, FileAct) and/or payment messaging standards (SWIFT MT, ISO 20022) is strongly preferred.
  • Strong analytical skills, including comfort working with large datasets (Excel, SQL, or similar tools) to identify trends and root causes.
  • Excellent written and verbal communication skills, with the ability to translate technical file specifications into clear documentation for both technical and non-technical audiences.
  • A detail-oriented, organized approach to managing feature delivery cycle: from initial client request to engineering requirements, testing to go-live.
  • Exceptional communication and stakeholder management skills, with the ability to influence at the executive level


You may be a good fit for this role if you are enthusiastic and curious about:
  • The business, technical, and/or operational aspects of payments and banking
  • Electronic payments, real time payments, card networks, stablecoin payments, and emerging payment schemes
  • The design of APIs andhave pride in best-in-class developer experience (DX) - including intuitive documentation, sandbox environments, and seamless onboarding for corporate clients and fintech partners
  • Corporate treasury, cash management, and the inner workings of large corporates and financial institutions
  • User experience (UX) design principles across all payment channel touchpoints, partnering with design teams to deliver interfaces and workflows that are elegant, intuitive, and client-centric
  • Drive the integration and strategic application of Generative AI capabilities within payment channels - including intelligent payment routing, anomaly detection, client-facing assistants, and workflow automation
  • Stay current on industry trends including ISO 20022 migration, real-time payments, open banking/APIs, card scheme innovations, and network-level VAS (e.g., SWIFT gpi, request-to-pay schemes)
  • Ensuring all payment channel products comply with relevant regulatory requirements (e.g., AML/KYC, data privacy such as GDPR/CCPA, PSD2 where applicable)

About The Goldman Sachs Group, Inc

The Goldman Sachs Group, Inc. provides investment banking, securities, and investment management services, as well as financial services to corporations, financial institutions, governments, and high-net-worth individuals worldwide. Its Investment Banking segment offers financial advisory services, including advisory assignments concerning mergers and acquisitions, divestitures, corporate defense, risk management, and restructurings and spin-offs; and underwriting services comprising public offerings and private placements of a range of securities, loans, and other financial instruments, and derivative transactions. The company’s Institutional Client Services segment provides client execution services, such as fixed income, currency, and commodities client execution related to making markets in interest rate products, credit products, mortgages, currencies, and commodities; and equities related to making markets in equity products, as well as executes and clears institutional client transactions on stock, options, and futures exchanges. This segment also engages in the securities services business providing financing, securities lending, and other brokerage services to institutional clients, including hedge funds, mutual funds, pension funds, and foundations. Its Investing and Lending segment originates longer-term loans; and invests in debt securities, loans, public and private equity securities, real estate, consolidated investment entities, distressed assets, currencies, commodities, and power generation facilities. The company’s investment management segment provides investment products and services, as well as offers wealth advisory services, including portfolio management and financial counseling, and brokerage and other transaction services.

The Goldman Sachs Group, Inc. Careers

Join the prestigious team at The Goldman Sachs Group, Inc., a global leader in finance and investments, and propel your career to new heights. Our firm is renowned for its commitment to excellence, innovation, and leadership in the financial sector.

Work You’ll Do

At Goldman Sachs, you will be part of a dynamic environment that fosters growth, diversity, and professional development. Engage in transformative projects that redefine the landscape of global finance, driven by a culture of high performance and continuous improvement.

Lead with Innovation and Leadership

Step into a role where your skills will be honed and your leadership capabilities enhanced. The Goldman Sachs Group, Inc. is at the forefront of merging financial expertise with technological innovation, creating a platform for you to lead impactful initiatives.

Join Our Diverse and Inclusive Team

Diversity and inclusion are at the core of our company culture. With employees from various backgrounds, Goldman Sachs thrives on the rich ideas and perspectives that this diversity brings. Here, every team member’s contribution is valued, and every voice is heard.

Explore Job Opportunities and Internships

Whether you’re seeking full-time employment or looking into internship opportunities, Goldman Sachs offers a range of positions that cater to different skills, experiences, and career aspirations. From analyst to executive positions, discover how you can contribute to our legacy of success.

Networking and Professional Growth

Goldman Sachs is not just a workplace. It is a community where you can build lasting relationships with colleagues and industry leaders. Our networking events, mentorship programs, and professional groups foster connections that can accelerate your career trajectory.

Benefits and Career Development

Invest in your future with Goldman Sachs’ unparalleled employee benefits and career development programs. From comprehensive health benefits to personalized career coaching and leadership training, we ensure that our team is equipped for success, both professionally and personally.

Prepare for Your Future

Ready to take the next step? Prepare your resume, sharpen your interview skills, and explore the vast array of job opportunities at The Goldman Sachs Group, Inc. Our hiring process is designed to identify and nurture talent, helping you to achieve your career goals.

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Join The Goldman Sachs Group, Inc.

Embark on a rewarding journey with The Goldman Sachs Group, Inc. where your potential is limitless. Explore positions, read about our company culture, and apply today to become part of a team that values growth, leadership, and innovation.

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At The Goldman Sachs Group, Inc., your career is just the beginning – it’s an opportunity to excel and lead in the global financial industry. Join us and make your mark!
Learn more about The Goldman Sachs Group, Inc
Size
45,100 employees
Market Cap
$115.8 billion
Industry
Finance & Insurance
Net Income
$9.4 billion
Founded
1869
5 Year Trend
+11.3%
Revenue
$53.4 billion
NASDAQ
GS
* Ladders Estimates

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