EXL Service

Engagement Manager - Credit Risk and Pricing Strategy

EXL Service$150K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in credit risk strategy, consulting, and client management.
  • Experience in Banking or FinTech; point-of-sale financing preferred.
  • Proficiency in SQL and Python.
  • Experience managing origination channels.
  • Expertise in credit cards and lending (Acquisitions/Underwriting).
  • Strong leadership, problem-solving, and people management skills.
  • Excellent communication and presentation skills, especially in consulting.

Responsibilities

  • Serve as primary client contact, engaging with C-level executives.
  • Analyze data trends to enhance pricing and return on equity.
  • Evaluate credit performance and suggest policy optimizations.
  • Respond to market changes affecting third-party channels.
  • Manage and optimize credit policies for specific origination channels.
  • Collaborate with stakeholders to ensure cohesive strategies.
  • Lead offshore team for analytical support and project execution.

Benefits

  • Hybrid work environment (2-3 days in office).
  • Opportunity to work with Fintech clients and high-level executives.
  • Involvement in strategic decision-making processes.
  • Potential for annual bonuses based on performance.
Full Job Description
JOB DESCRIPTION

As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.

Work Location: San Francisco, CA
Work Mode: Hybrid (2-3 days/week in office)
Salary Range: $150K/Yr - $180K/Yr Base + Annual Bonus

The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process

For more information on benefits and what we offer please visit us at 


JOB RESPONSIBILITIES
  • Primary day-to-day client contacts and often interact with C-level executives.
  • Analyze volume & funnel trends to optimize pricing and impact on RoEs
  • Analyze credit performance and come up with recommendations to optimize credit policies
  • React to market dynamics on third party channels and help senior management make informed decisions
  • Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing
  • Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
  • Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution

JOB QUALIFICATIONS
  • 7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management 
  • Relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing
  • SQL , Python
  • Origination channel manage experience
  • Credit cards/lending expertise (Acquisitions/Underwriting)
  • Demonstrable leadership ability, superior problem solving and people management skills
  • Excellent communication, presentation and story building skills in a consulting setup 
  • Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply

About EXL Service

EXL Service is a leading operations management and analytics company that helps businesses enhance growth and profitability. The company provides services in areas such as finance and accounting, customer service, and healthcare. EXL Service was founded in 1999 and is headquartered in New York, New York.
Learn more about EXL Service
Size
31,000 employees
Industry

Similar Jobs

More Jobs at EXL Service

More Finance & Insurance Jobs

Find similar Engagement Manager - Credit Risk and Pricing Strategy jobs: