Citigroup, Inc

Dedicated Lending Associate SAFE Act - B10 - GARDENA

Citigroup, Inc • $72K — $105K *
Gardena, CA 90247Hybrid
Finance & Insurance
Less than 5 years of experience
Reposted Yesterday
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 1-3 years of relevant experience in Mortgage/Loan Origination.
  • Banking experience preferred.
  • Clear and concise written and verbal communication skills.
  • Registration as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry is required.
  • Bachelor's degree or High School diploma/equivalent with at least 2 years of relevant Loan Origination experience.

Responsibilities

  • Deliver mortgage lending services to clients in consultation with Home Lending Officers throughout the loan application process.
  • Gather required information from clients and third parties to submit files to underwriting for approval.
  • Monitor application pipeline to ensure key dates are met and communicate requirements to clients.
  • Manage the marketing process for the Home Lending Officer, including marketing material and lead follow-up.
  • Partner with Operations teams to ensure a seamless transfer of loan applications and documents to processors and underwriters.
  • Manage customer inquiries and maintain relationships with clients.
  • Assess risk in business decisions and drive compliance with laws, regulations, and ethical standards.

Benefits

  • Medical, dental & vision coverage.
  • 401(k) plan.
  • Life, accident, and disability insurance.
  • Wellness programs.
  • Generous paid time off including vacation, sick leave, and paid holidays.
Full Job Description
The Dedicated Lending SAFE Act is an entry level position responsible for contributing to the formulation and implementation of long and short-term strategic plans and objective is to increase market share/penetration and maximize opportunities for growth throughout the marketplace. The Dedicated Lending SAFE Act assists in providing product specialists with qualified referrals for cross-sell. Employees in this role also assist in closing deals across products and coordinate underwriting/credit practices.

Responsibilities:
  • Deliver mortgage lending services to clients in consultation with assigned Home Lending Officer(s) in all aspects of the loan application process to include: collecting borrower information, consulting a borrower on mortgage options; quoting rates/terms from the system, and addressing follow-ups on the application/mortgage processing
  • Gather information from clients and other third party sources such as title companies and real estate agents, and apply judgement based on practice and precedence to determine needed items to submit files to underwriting for approval
  • Monitor application pipeline to ensure key dates (consent, lock, lock expiration, anticipated closing dates) are met and communicate with clients on requirements and timelines.
  • Manage the marketing process for the Home Lending Officer supported, which includes marketing material management and follow-up on prospective customer leads as needed, working open houses, realtor agent events and training events
  • Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the processors and acquire any additional information needed by the processors and/or underwriters
  • Manage customer inquiries as well as build and maintain relationships with client book of work
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


Qualifications:
  • 1-3 years of relevant experience in Mortgage/Loan Origination
  • Banking experience preferred
  • Consistently demonstrates clear and concise written and verbal communication
  • This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.


Education:
  • Bachelor's/University degree or High School diploma/equivalent with at least 2 years of relevant Loan Origination experience


Competencies
  • Expert knowledge of general lending products and services and pricing alternatives in the industry.
  • Ability to comprehend and explain financial calculations and pricing alternatives.
  • Strong communication skills with customers about the proper documents and information needed to obtain a particular loan
  • Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA
  • Self-starters who can work independently or work with existing partnerships with a proven track record
  • Ability to work as part of a team to grow the assigned branch/branches or community organization.


Job Family Group:
Consumer Sales

Job Family:
Consumer Sales Support

Time Type:
Full time

Primary Location:
Gardena California United States

Primary Location Full Time Salary Range:
$72,000.00 - $105,000.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Sep 05, 2025

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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