Plaid

Data Scientist - Fraud

Plaid$120K — $145K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3-5 years of experience in product analytics or data-driven products.
  • Proficient in SQL and Python for complex dataset analysis.
  • Hands-on experience in product experimentation and backtesting methodologies.
  • Skilled at building dashboards and reporting frameworks for core metrics.
  • Strong communication skills to convey technical insights to various audiences.

Responsibilities

  • Analyze customer and network traffic for performance insights.
  • Build metrics and dashboards to support product strategy decisions.
  • Run backtests to assess performance and identify impactful strategies.
  • Design scalable data models for reliable reporting.
  • Collaborate with Product and Engineering to design customer-facing experiments.

Benefits

  • Comprehensive medical, dental, and vision plans.
  • 401(k) plan available.
  • Equity and commission options based on position.
Full Job Description
We are the Data team within Plaid's Fraud organization. We build the machine learning systems that power Plaid's fraud detection products, leveraging Plaid's network data to help identify and prevent fraud before it happens. Our team owns the end-to-end ML lifecycle, from feature pipelines and model training to production serving and monitoring, ensuring our systems are reliable, scalable, and built to support hundreds of customers and data partners.

As a Data Scientist on the Fraud Data team, you will analyze customer and network traffic to understand how Plaid Protect performs across a range of use cases and customer segments. You'll build dashboards and metrics that provide a clear, shared view of product performance, run backtests to evaluate performance and identify high-impact rules and model strategies, and generate insights that support customer growth and expansion. You'll also design scalable data models and schemas to enable reliable analysis and reporting, while partnering closely with Product and Engineering to design and analyze experiments for new customer-facing features.

Responsibilities:
  • Work at the intersection of product analytics, machine learning, and fraud and risk to uncover insights that improve product performance.
  • Own the metrics, dashboards, and experiments that inform product strategy and decision-making.

Qualifications:
  • 3-5 years of relevant experience, including at least 2-3 years working extensively with product analytics, experimentation, or data-driven products.
  • Strong proficiency in SQL and Python, with experience analyzing complex datasets and translating insights into action.
  • Hands-on experience with product analytics, experimentation, and/or backtesting methodologies.
  • Experience building and maintaining dashboards, reporting frameworks, and core product metrics.
  • Strong communication and stakeholder management skills, with the ability to translate complex analyses into clear, actionable insights for technical and non-technical audiences.

Nice-to-Have:
  • Experience in fraud/risk domains
  • Experience with developing ML models

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

About Plaid

Plaid is a financial services company based in New York City. The company builds a technology platform, which enables applications to connect with users' bank accounts. Plaid focuses on enabling consumers and businesses to interact with their bank accounts, check balances, and make payments through financial technology applications. The company was founded in 2013 by Zach Perret and William Hockey. In January 2020, Visa announced that it would acquire Plaid for $5.3 billion. The acquisition was completed in January 2021.
Learn more about Plaid
Size
600 employees
Industry
Founded
2011

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