Qualifications

• 5+ years in commercial lending and credit underwriting
• Strong understanding of underwriting guidelines and policies
• Proficient in financial accounting and loan documentation
• Ability to analyze and validate complex financial reports
• Strong interpersonal skills for client and team interactions
• Proficient in Microsoft Office Suite, particularly Excel
• Excellent report writing and presentation skills.

Responsibilities

• Underwrite and structure new transactions, along with renewals and modifications for existing clients.
• Engage in client meetings and internal discussions, providing insights on risk and loan structures.
• Conduct thorough due diligence, producing credit presentations that meet guidelines.
• Monitor client portfolios and ensure compliance with loan agreements and financial reporting.
• Analyze financial statements and reports to verify compliance and escalate issues as needed.
• Ensure accurate risk ratings and reporting of credits within the portfolio.
• Prepare quarterly reports and manage special portfolio-related projects.

Benefits

• Opportunities for professional development and training
• Involvement in high-stakes client transactions
• Engagement with senior management in decision-making processes
• Diverse team collaboration and interaction with various business units
• Exposure to a broad range of financial instruments and lending structures.