Mitsubishi UFJ Financial Group, Inc

Credit Review Director

Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 15+ years of banking experience, preferably in Credit Risk Management, Underwriting, or Originations.
  • Experience managing teams effectively.
  • Familiarity with complex credit transaction structures, especially project finance.
  • In-depth understanding of regulatory environments.
  • Proficiency with Microsoft Office suite.

Responsibilities

  • Manage a team of examiners across various financial portfolios including Project Finance and Aviation.
  • Oversee credit risk reviews to assess quality and risk management practices.
  • Evaluate transactions for compliance with policies and internal standards.
  • Identify and assess existing and new credit risks, escalating to leadership as needed.
  • Analyze credit risk ratings and administration processes for improvement opportunities.
  • Monitor portfolios to ensure risk levels align with market conditions and appetite.
  • Prepare executive reports and presentations to convey crucial findings and recommendations.

Benefits

  • Comprehensive health and wellness benefits.
  • Retirement plans to support future financial health.
  • Educational assistance and training programs for personal development.
  • Income replacement for employees with disabilities.
  • Paid maternity and parental bonding leave for new parents.
  • Paid vacation, sick days, and holidays.
Full Job Description
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

RESPONSIBILITIES
  • Manage a team of examiners covering multiple portfolios including Project Finance, Energy, ABL, Aviation and international portfolios in Canada, Central America and South America.
  • Oversee execution of credit risk reviews and continuous monitoring to deliver independent assessments of credit quality and effectiveness of risk management practices within and across portfolios.
  • Evaluate transaction activities to ensure compliance with internal policies, approvals, monitoring standards, and risk frameworks.
  • Identify and assess existing and emerging credit risks, including transactions, and portfolio-level exposures, and ensure timely escalation to senior leadership.
  • Analyze risk rating accuracy, underwriting quality, credit approvals, monitoring practices, documentation, and credit administration processes to identify gaps and improvement opportunities.
  • Monitor assigned portfolios to ensure aggregate risk remains within appetite and reflects current market conditions, providing actionable insights and recommendations.
  • Prepare and deliver executive-level reports, presentations, and summaries for senior management, Board, and Risk Committee, clearly communicating findings and remediation plans.
  • Recommend and influence enhancements to credit policies, procedures, and systems, and lead or support review teams as Examiner in Charge when applicable.


WORK EXPERIENCE
  • 15+ years of banking experience, preferably within Credit Risk Management, Underwriting, or Originations - Required.
  • Experience in analyzing complex credit transaction structures including project finance - Preferred.
  • Experience managing teams.


FUNCTIONAL SKILLS
  • Experience within credit review - Preferred.
  • Extensive background with the regulatory environment.
  • Proficiency in Microsoft Office tools including Word, Excel, Outlook, and PowerPoint.


FOUNDATIONAL SKILLS
  • Advanced credit analysis capabilities with a strategic, risk-focused mindset.
  • In-depth knowledge of different credit products and sectors.
  • Strong analytical and problem-solving abilities.
  • Excellent verbal and written communication skills with the ability to present to executive audiences.
  • Ability to work independently with limited supervision while managing multiple priorities.
  • Strong project management and organizational skills with attention to detail.
  • Demonstrated people management, leadership, accountability, and initiative in complex environments.
  • Effective interpersonal and negotiation skills with the ability to influence and resolve conflict.
  • Flexible, decisive, and serves as a trusted advisor to senior leaders within the organization.
  • Leads by example, engaging inclusively and with intent.
  • Always acts with integrity.


EDUCATION
  • Degree or equivalent work experience equally preferable.
  • Degree in Accounting, Finance, Business Administration or related technical discipline is preferred.
  • Advanced degree is desirable.


The typical base pay range for this role is between $168K - $219K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

About Mitsubishi UFJ Financial Group, Inc

Mitsubishi UFJ Financial Group, Inc. (MUFG) is a Japanese financial services company headquartered in Tokyo, Japan. It is the holding company for the Mitsubishi UFJ Financial Group (MUFG), one of the largest financial groups in the world by assets. MUFG offers a wide range of financial services, including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The company has a global presence, with operations in Asia, Europe, the Americas, and other regions. MUFG is committed to sustainability and social responsibility, and has implemented various initiatives to promote environmental protection, social welfare, and diversity and inclusion.
Learn more about Mitsubishi UFJ Financial Group, Inc
Size
135,049 employees
Market Cap
$85.1 billion
Industry
Net Income
$550.9 billion
5 Year Trend
-2.2%
NASDAQ

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