About The Role:We9re now scaling our credit operations and looking for a sharp, thoughtful, and experienced
Credit AnalystManager to help us evaluate business creditworthiness and support disciplined portfolio growth. As a Credit Analyst Manager at Parker, you9ll lead and evolve Parker9s underwriting operations. You9ll own credit policy, streamline processes, and help us strike the right balance between risk and growth. If you9re passionate about credit risk, data-driven decisioning, and enabling customers through smarter finance - this role is for you.
What You9ll Do:- Lead the credit analyst team for new and existing applicants across Parker9s corporate card and lending products.
- Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
- Analyze financials, bank data, and alternative data sources to assess creditworthiness.
- Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
- Support Sales and Success teams with responsive, well-informed credit decisions.
- Monitor portfolio performance and adjust underwriting strategies accordingly.
- Help build a scalable, high-performing underwriting team over time.
What We9re Looking For:- 10+ years of experience in underwriting, credit risk, or lending - ideally with SMBs, eCommerce, or card-based products
- Background in fintech, payments or embedded credit products
- Strong analytical mindset with experience evaluating financial statements and cash flow.
- Familiarity with underwriting automation tools and workflows
- Excellent communication skills and a collaborative, low-ego approach
- Experience in high-growth startups or fintech environments is a plus
Nice to Have:- Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
- Exposure to capital markets or structured finance
- Experience with tools like Plaid, Alloy, and Ocrolus
Why Parker:- Work with a high-caliber team that values ownership and transparency.
- Help shape foundational infrastructure at a fast-growing fintech startup.
- Competitive comp and meaningful equity
