BankUnited

Corporate Banking Relationship Manager III

BankUnited$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in business administration and/or finance is required
  • 7-9 years of commercial lending experience is a must
  • Valid in-state driver's license is required
  • Strong analytical skills for assessing creditworthiness
  • Proven ability to negotiate lending terms effectively

Responsibilities

  • Interview loan applicants and assess their creditworthiness
  • Negotiate credit terms including costs and repayment methods
  • Analyze existing customer creditworthiness and loan merits
  • Present loan requests to the executive loan committee
  • Monitor loan repayment and address overdue accounts
  • Advise on business management and financial strategies
  • Develop new business through prospecting and cross-selling

Benefits

  • Opportunities for professional development
  • Participation in community affairs for increased visibility
  • Engagement with various bank services for customers
  • Access to training on compliance and regulations
  • Support for maintaining strong community and professional relationships
Full Job Description
JOB SUMMARY: A Corporate Banking Relationship Manager is responsible for originating commercial loans and for cross-selling BankUnited products to commercial accounts. Incumbents are expected to meet or exceed production goals.

ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
  • Establishes, and negotiates terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
  • Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
  • Presents loan requests to the executive loan committee when the proposed loan dollar volume exceeds the department's lending authority.
  • Authorizes or rejects overdrafts in depository account within established authorities.
  • Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
  • Advise customers, where possible, concerning business management and financial matters.
  • Serves as a contact officer for non-borrowing accounts and loan customers for matters relating to other bank services.
  • Develops new business by contacting prospects and customers, cross-sells bank services.
  • Prepares lending activity reports for department management.
  • Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on corporate and commercial lending activities.
  • Participates in community affairs to increase the bank's visibility and to enhance new business opportunities.
  • Maintains professional and community relations to increase the bank's visibility and new business opportunities, and to further personal development.
  • Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
  • Adheres to Bank policies and procedures and completes required training.
  • Identifies and reports suspicious activity.

QUALIFICATIONS

Education
  • Bachelor's Degree in business administration and/or finance required

Experience
  • 7-9 Years of commercial lending experience required

Licenses and Certifications
  • DL NUMBER - Driver License, Valid and in State required

Additional Information
  • Candidates residing in locations within BankUnited's footprint may be given preference.

About BankUnited

BankUnited, Inc. is a bank holding company headquartered in Miami Lakes, Florida, with 87 banking centers in 15 counties throughout Florida and six banking centers in the New York metropolitan area. BankUnited, Inc. provides a full range of banking services to individual and corporate customers through its subsidiaries, BankUnited, N.A. and BankUnited Investment Services, Inc. BankUnited, Inc. was founded in 2009 and is headquartered in Miami Lakes, Florida.
Learn more about BankUnited
Size
1,465 employees
Market Cap
$2.5 billion
Industry
Net Income
$197.8 million
Founded
2009
5 Year Trend
-2%
NASDAQ

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